UK & Ireland S2000 Community Discussions related to the S2000, its ownership and enthusiasm for it in the UK and Ireland. Including FAQs, and technical questions.

S2000 Insurance

Thread Tools
 
Old 03-21-2017, 02:40 AM
  #11  
Registered User
 
gav86's Avatar
 
Join Date: Feb 2016
Location: Sheffield
Posts: 179
Likes: 0
Received 1 Like on 1 Post
Default

Originally Posted by GhostWKD


I must live in a much rougher area than I thought! I'm looking at about £500 renewal with admiral and I'm 30 with 10 years ncb to use for the S2000 Think Business Use kills me though - don't actually use it for Business really but part of the criteria for my car allowance is that I need to have it.
I was with Hastings last year but their quote skyrocketed this year hence the move.
I also looked at putting business use on the S last year but kept it to my run about as it made the insurance nearly double on the S where as it made no difference to the Polo.
Old 03-21-2017, 02:56 AM
  #12  

 
johnckeen's Avatar
 
Join Date: May 2014
Location: Reading
Posts: 1,250
Received 108 Likes on 89 Posts
Default

£795 with Adrian Flux, 9 years NCD and 12000 miles with supercharger declared. Cant remember what the excess was... come to think of it I dont remember them telling me... oops!! I'm 27
Old 03-21-2017, 10:16 AM
  #13  

 
richmc's Avatar
 
Join Date: May 2010
Location: Costa del Cornwall
Posts: 8,122
Received 85 Likes on 68 Posts
Default

Originally Posted by GhostWKD


I must live in a much rougher area than I thought! I'm looking at about £500 renewal with admiral and I'm 30 with 10 years ncb to use for the S2000 Think Business Use kills me though - don't actually use it for Business really but part of the criteria for my car allowance is that I need to have it.
I've had policies where business use drops the premium, on the S.
Old 03-21-2017, 12:13 PM
  #14  
Registered User
 
Keyc-uk's Avatar
 
Join Date: Feb 2017
Posts: 15
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by reblle
I'm over 60,3yrs NCB (10+years on a commercial which doesn't count),no points, living in a village in Kent the latest premium is £320 + about a £600 excess and £75 breakdown cover if I want it .I'm after an insurance company that's fair and got good reviews.

Thanks
Wow, I'm 35 live in Sussex. No NCB cos i use it on my other car. Professional driver with PCV and HGV and i pay £290 for my s2k with no voluntary excess on 5000 miles a year. You are paying way way too much. Just get on confused.com and meerkats!
Old 03-21-2017, 02:16 PM
  #15  

 
Bully9's Avatar
 
Join Date: Jun 2006
Location: Surrey
Posts: 217
Received 7 Likes on 6 Posts
Default

Originally Posted by reblle
I'm over 60,3yrs NCB (10+years on a commercial which doesn't count),no points, living in a village in Kent the latest premium is £320 + about a £600 excess and £75 breakdown cover if I want it .I'm after an insurance company that's fair and got good reviews.

Thanks
I'm a similar age and i renewed last October with Churchill for £170 less £25 cashback via Quidco (confirmed today!) so £145 nett. I do have max NCB and i have restricted my mileage to 2000/yr. Don't know if the latter makes much difference. Excess is £650. Quidco (and TCB) have a £25 cashback comparison facility. Alternatively you can just link from their site to a number of insurers for a maximum of about £50 cashback. One way or another i almost always use a cashback site for home and motor insurance.
Old 03-22-2017, 02:49 AM
  #16  

Thread Starter
 
reblle's Avatar
 
Join Date: Mar 2011
Location: Still in the 80.s
Posts: 71
Likes: 0
Received 0 Likes on 0 Posts
Default

I think I will be going back to my original/new insurers I've tried the compare sights etc some are cheaper but the cheaper ones seem to get a lot of bad reviews (extra payments and unhelpful staff).
Thanks for your help
Old 03-22-2017, 06:39 AM
  #17  
Registered User
 
Keyc-uk's Avatar
 
Join Date: Feb 2017
Posts: 15
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by Bully9
I'm a similar age and i renewed last October with Churchill for £170 less £25 cashback via Quidco (confirmed today!) so £145 nett. I do have max NCB and i have restricted my mileage to 2000/yr. Don't know if the latter makes much difference. Excess is £650. Quidco (and TCB) have a £25 cashback comparison facility. Alternatively you can just link from their site to a number of insurers for a maximum of about £50 cashback. One way or another i almost always use a cashback site for home and motor insurance.
2000 miles a year not enough for me, and i refuse to have excess, it really is a false economy if you need to claim, and it strangely it saved me more to use my NCB on my other car (accord estate) i could have got it for about £220 by upping the excess and lowering the miles but i always think that it's better to be cautious with insurance because being underinsured never a good thing!
Old 03-22-2017, 11:21 AM
  #18  

 
Bully9's Avatar
 
Join Date: Jun 2006
Location: Surrey
Posts: 217
Received 7 Likes on 6 Posts
Default

As i said, i'm not sure if the mileage restriction made a huge difference to the premium.
I tend to go for a large excess because i would only make a claim if i had a big shunt: claiming for small amounts tends to be uneconomical given the many years that one's NCB takes to recover. Happily this is merely a principle and not one i've had to test for decades :-)
OP - I would definately try a quote or two from positively-reviewed companies (if you can find any!) via one of the cashback sites.
Old 03-22-2017, 11:29 AM
  #19  

 
mdb_75's Avatar
 
Join Date: May 2011
Location: Shropshire.
Posts: 635
Likes: 0
Received 1 Like on 1 Post
Default

Try Direct Line, they've insured me for £158 without any no claims at all (as it's used on another car with a different insurer). OK I'm over 40, but even so.
Old 03-23-2017, 08:50 AM
  #20  

 
Riknos's Avatar
 
Join Date: Jul 2011
Location: Berkshire
Posts: 459
Received 9 Likes on 7 Posts
Default

Originally Posted by Keyc-uk
Wow, I'm 35 live in Sussex. No NCB cos i use it on my other car. Professional driver with PCV and HGV and i pay £290 for my s2k with no voluntary excess on 5000 miles a year. You are paying way way too much. Just get on confused.com and meerkats!
I can't even get as low as £290 with 10+ years NCB, similar age as you. But I guess a couple of mods stop the mainstream insurers for quoting less than silly money


Quick Reply: S2000 Insurance



All times are GMT -8. The time now is 09:37 AM.