[bartonh]

My insurance is up for renewal in a couple of weeks, and was wondering if anyone had any recommendations for insurance companies to get quotes from?

Thanks

Howard.

[SimonJackson]

Check out Admiral - 0800 600 800 or is that the other way round???

I paid

[Tonky]

I think I paid about

[mrsoften]

I was gonna say try admiral too, I was offered around

[awinskill]

Give Privilage a ring....

:eek: :eek: :eek:

31 with 3 yrs NCB, 25K miles, insured for business, parked on drive & wife on policy

:eek: :eek: :eek:

Unfortunately we moved recently to a postcode which has a section of the M25 running through it. Nice for work.

Best quote was with Privilage. Cost

[Tonky]

AWINSKILL:

Gulp.....

[bartonh]

I've had some quotes up over the K limit.

I am 37, business milage, up to 8k mile per year, garaged, living inside M25!

Best quotes so far - Directline

[awinskill]

There's a big jump in premium depending on mileage. We've got the Impreza on a sub 10K mile policy and it's less than 1K.

Still the S2K policy is eye watering.....

Most expensive quote I got was 4.8K from Hill House Hammond :eek: :eek:

I'll be dropping the miles at renewal so I'll see if it makes a difference.

[Ross]

Having had a claim, and therefore no no claims bonus, and living in London, I did a lot of shopping around and for me (30yrs, clean licence, on road) Elephant.co.uk were the cheapest.
I was with Privilege, but saved one third of my renewal when I went to Elephant, they are all online and are basically Admiral Insurance, but everything is done through email and the website, you only call if you really want to.
Having had that women drive into me I can say that Elephant have dealt with it all quite quickly (well as quick as any insurance company ever does).

Hope that helps, oh and they quote all online too
www.elephant.co.uk


Ross

[SimonJackson]

Elephant looks good. I got 690 ish from Admiral.
Elephant quoted me

[surreyguy]

GUYS !!!!

Call TESCOS !!!!!!!!!!!!

I've being with Tescos (broker) for the past twelve months. Got renewal for end of month.

26, 5 years NCB, 1 month ban =

[mrsoften]

<Note to self>

must phone Tesco's! :)

Often.

[Paul(UK)]

Some tips I found useful..

Limit mileage if possible.
Ask for quotes for increased excess. I found raising my excess by

[bartonh]

Thanks for all the input - i went for Elephant online in the end. Quotes as follows:

Admiral -

[UK Paul]

Howard,

A list of phone numbers / www sites would be good to go with the 7 you tried, please ;)

[bartonh]

Contact details as requested:

Admiral - 0800-600-800

Norwich Union Direct - 0800-092-9561

Tesco Insurance - 0845-300-9900
(go via http://www.tesco.com...motor/motor.htm first for 5% discount, then phone with onscreen ref to get quote as Stook not available on-line)

BellDirect - http://www.belldirect.co.uk

Elephant - http://www.elephant.co.uk
(looks like the same engine as Bell, but came out cheaper for me!)

Alan & Alan - redirected by Admiral

Directline - http://www.directline.com/classes/com/dli/.../directline.jsp

Hope that helps.

rgds

Howard

[PeterSimons]

I am just coming up to a renewal and have had a range of quotes from

[UK Paul]

[QUOTE]Originally posted by PeterSimons
[B]I am just coming up to a renewal and have had a range of quotes from

[Tonky]

Peter Simons:

This has been a problem with imports for some time. It's not new. Many insurers wont insure imports at all. I had an imported jap MR2, just a few months old and my then insurers told me they didn't insure imports at all. I played up and asked to speak to a superviser who told me it was a blanket policy due to the heavy cost of shipping non-standard parts from abroad. He quoted left hand drive cars particularly, which in fairness you could understand. I pointed out that to have a blankey policy excluding cars with pretty well identical parts to U.K. cars was ludicrous and bad business but it got me nowhere. Those that do insure you seem to heavily load you for the priviledge. I'm not convinced that there isn't pressure from the motor trade here to discourage imports.

[UKjasonm]

[QUOTE]Originally posted by PeterSimons
[B]
Elephant quoted me

[awinskill]

UKJason

You're absolutely right, most insurance companies mark up for grey imports. However, if they ask you if it's an import and you don't explain it was purchased in Europe (and therefore strictly an import) they are at liberty to refute your insurance in the case of an accident. If they still mark up for a parallel import then take your extremely large insurance premium elsewhere! :)

I know of a case where a car had under inflated tyres. The insurance assessor turned up took out a pressure gauge measured the tyres and then ripped up the claim form....

Check out scoobynet for the number of cases where an insurance company has refused to pay up when they've found out that the car isn't as they thought.... :(

Do anything to your car and you're better off telling them....

Pam's got her Impreza with Norwich Union and they've been really good about modifications.... :D Just need to decide whether getting it Prodrived is going to be worth it....

[UKjasonm]

Quote

Originally posted by awinskill
You're absolutely right, most insurance companies mark up for grey imports. However, if they ask you if it's an import and you don't explain it was purchased in Europe (and therefore strictly an import) they are at liberty to refute your insurance in the case of an accident.

This is where I see them not having a leg to stand on, the car adheres to the same CoC and hence I dont think any court in the land (especially a European one ;) ) would rule in their favour.

In fact I'm pretty sure that if the european courts find out about this insurance rip off then the UK insurance companies would be in hot water as this is EU discrimination ala VW trying to force their dealers to charge extra for UK spec cars purchased in Europe.

Hey, I'm all against this european law thing but if its there I'm gonna use it;)

Also once a EU car has been sold on the next buyer unless they are informed its an import they will never know as the log book does not record this.

A jap import will record this and I know on our CRV (Jap Import) the log book doesn't even acknowledge the Make or Model of the vehicle simply says something like 'Twin Fixed Axle Vehicle, Vehicle previously used in another country', thats the Jap giveaway.

BTW weve had our Jap CR-V for over 3 years now and its insured through Admiral who I don;t think officially insure imports but when we first insured the car we told them it was imported from Japan and ever since they just seem to treat it like any other CR-V. I think 3 years ago they wern't that clued up on imports which is why weve never changed companies ;)

I also had my Prelude (Jap Import) insured through Norwich Union who never asked if it was an import (and of course I never volunteered the information). When the car was stolen they paid out without a problem, they reduced the price by 500 because it was an import but never got shirty about it at all.

Anyway enough rabble for now. I'm with Direct Line who know that the car is EU import and don't treat it any different but still charge me a princely sum of 1500 for the priviledge.

[ianl]

This is straying way outside my area of expertise but..................as I understand it the EC is a single market..............therefore, if you choose to purchase a car (with full UK specifications) anywhere within this market can it really be considered an 'import'?????? Japan, yes, Cyprus, yes, but Holland, France, Belgium etc - I would have thought not.

If any of you guys have a more educated slant on this I would be interested to hear it.