i am bragging about my Erie Insurance policy..... my 4 cars add up to 1,440 hp and total full coverage premium with a $1k deductible collision / $100 comp = $1,740. None have layups and all have the full coverage.

I live in a fairly safe area and am 42 yrs old (HOLY SHIT I AM OLD!!!)...


my son will be on my policy in about a year....

 

No too bad at all! My 1148 HP 4 cars comes out to 1550 a year with a 500 dollar deductible. They all have full coverage as well. I definitely bundled and saved My good driving record at the good old age of 29 has come in handy.

 

I'm 46, married and I live in NW GA the Boss 302 is cheaper to insure than my S2000!

 

The more items and more cars you add, the cheaper it usually gets per item, especially being the only driver or limited drivers, you can't drive them all at once so they see it as less of a liability per car for the amount of time driven. That is why some if not all insurance companies ask you a bunch of questions like, is it a weekend car? how far do you commute and

When I had 2 cars (S2K and '71 Camaro), a motorcycle and my apartment on my insurance, I paid $1,100 a year with $500 deductable, full coverage on everything. I was 28

now 33 with just my S2K, I pay $800 a year.

When you add your son, they will see it as a possible 2 cars on the road at once with a high risk driver. It will probably go up lol

 

At 26, with 20+ total tickets with 4 still on my record, i envy you. Mine is about 1600 a year... for one car.

 

4 cars. S2K, GTI, 1M, Exige. Total: $4000 roughly/year. $500 deductibles. $500k/$1 Mil liability insurance.

22. 1 suspension. 5 pts currently on my license. live in a very safe area.

 

Are those yours cars? How does a 22 year old end up with 170k worth of cars?

 

yes, all in my name. I wish i could use my parent's insurance. Would probably be half what i pay right now.
Oh and how much your liability caps are affect your premium substantially. $100k/$300k is the bare minimum if you finance or own any property. I'd go with atleat $500k/$500k if you want to protect your assets. & if your considering an umbrella policy (you should be!) than you need a minimum of $250k/$500k for many companies.

S2k i bought when i was a freshman (college). GTI is leased. 1M & exige i bought these last 6-7 months.

I started my first business my sophomore year in college and got really lucky :thumb up:.

 

i was in your same boat before i bought my 2nd car. It went from $1300/year for the s2k to $2000 for 2 cars (GTI & S2k). You get a pretty big discount for a multi-car policy.

 

ouch. yeah NJ sucks for insurance. Same for NYC. double the premiums from LI.