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Car Insurance Cost ?

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Car Insurance Cost ?

Old 03-14-2019, 06:54 PM
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Originally Posted by S2K Tae View Post
I’m 19 and just insured my s2000 under my own name for a whopping 300$ a month for full coverage with one speeding ticket ( 3 over asshole cop ) and one accident ( old lady distracted by her dog slammed on brakes) ... I know most of you guys are older and pay like 50 a month lol but anyways just wanted to know what you guys are paying a month/year to insure your car ??
Why don't you register/insure it under your parents name?
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Old 03-14-2019, 07:54 PM
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Originally Posted by Orjinal View Post
Why don't you register/insure it under your parents name?
Gotta be careful with this. Especially if the parents have decent assets.
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Old 03-15-2019, 08:04 AM
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I pay ~$250 per month for 5 cars with full coverage. You might think its high until you see the list.

03 Corvette Z06
02 S2000
96 Viper Gts
11 Taurus SHO
03 Explorer sport

Bottom two are the wife's cars. Believe it or not the most expensive is the Taurus LOL.
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Old 03-15-2019, 08:09 AM
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I just pay it yearly, I think the total bill is roughly $12-13k/year for 7 cars. Had an employee crash one of our cars multiple times.
NY is also more expensive than most other areas.
Will be switching back to Geico this summer and hopefully get it back down to $6-7k.
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Old 03-15-2019, 12:47 PM
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$500/year for the S2000 alone. Not my daily, and it's insured with 2 other vehicles (i.e. multi-car discount).
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Old 04-01-2019, 06:59 PM
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We pay almost $300/month total for our 4 cars. I'm 41, male, married.

2017 Mazda cx5
2009 Porsche 911 S Cabrio
2006 Porsche Cayman S
2002 Honda s2000
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Old 04-02-2019, 03:24 AM
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I'm 43 married in NY. No tickets or accidents in over 5 years.

04 S2k $300/year 20k agreed value no deductible policy

12 Boss 302 $1000/year 45k agreed value no deductible policy
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Old 04-02-2019, 05:47 AM
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'03, 100/300/50, $500 Comprehensive deductible, $500 Collision deductible. $36/mo.

I'm 36, married, two other cars on the insurance (not included in the above), no accidents or tickets.
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Old 04-02-2019, 07:28 AM
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You are paying high insurance costs due to your age. It will remain high until you hit 25, then it will drop.

You will not gain an understanding of insurance via a forum post. Insurance rates are completely variable and are dependent on numerous factors. Geographic location, age, accident history, ticket history, married/single, homeowner/renter, credit rating, history of ownership, age of the vehicle. It's an incredible long list of factors. Then there is a situation with homeowners insurance. Currently my automobile insurance is higher than I should be paying, but it's the same insurance carrier as my homeowners and I get a solid deal on my homeowners so for now I pay the higher automobile insurance. A bad hail storm that required roof replacement on my home is limiting me on switching to another carrier currently. I have to make it through 2019 with no homeowners claim and I can switch both the house and cars over to a new company obtaining a lower rate.

Where I live we have the highest insurance costs in the US, due to flooding, hail, and tornadoes.
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