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Event insurance coverage *important*

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Old Nov 1, 2002 | 02:51 PM
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All S2000 International members:

Effective January 1, 2003 all events, shows, tours and caravans hosted by your S2KI Regional clubs will be covered by a $1 million liability protection policy. This means that should some mishap occur during a group event resulting in a liablility claim against you or your club or both, you are covered up to $1 million in damages.

Contact your Community Organizer for more information and keep in touch with your local club.

If you haven't done so already, please consider becoming a member of S2KI. Memberships start at only $20/yr (less than the price of most books) and help pay for programs such as this. Becoming a member is quick and painless. Simply drop by the S2KI store https://www.s2ki.com/trade/productlist/1/ and put a membership in your basket. We accept PayPal, Credit Cards and check or money orders. This insurance ain't cheap.

Have a safe and happy 2003!
Thanks,

Your S2KI directors --
Erik Petersen (cthree)
Rylan Hazelton (krazik)
Shelley Bond (HondaGal)
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Old Nov 1, 2002 | 03:15 PM
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Nothing could be finer than to be in Carolina. . .

Thanks Erik! Life is SWEET!
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Old Nov 1, 2002 | 04:19 PM
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Very cool, thank you
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Old Nov 1, 2002 | 09:09 PM
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i'm assuming that insurance only applies to paid members, yes?
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Old Nov 1, 2002 | 09:24 PM
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Originally posted by Lightning
i'm assuming that insurance only applies to paid members, yes?
Yes. Members and spouses and employees. However, it's not that simple.

You do not necessarily need to be a member to participate in events and gathering of a local club. Eligibility is left up to the organizers. It does mean you won't benefit from this insurance unless you are. As a member and participant you are covered for up to $10,000 in liability protection.

If you open a door and bonk someone in the head and they sue you, the insurance will cover up to $10,000. It will also cover the event organizer (rarely is only one person sued) up to $1 million in liability. If you hit someone with your car that's different, your auto policy covers that.

If you aren't a member you are on your own.

Your event organizer will have you sign a waiver which protects them from being sued by you as a participant.

So...

If you aren't a member and something happens at an event and you are sued for damages you have to rely on yourself to cover those damages. If you are a member you are covered for up to $10,000 of legal liability protection.

The local club and organizer is covered regardless.
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Old Nov 2, 2002 | 01:26 PM
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C3,

Is this through K&K?? If so, I was previously told by them that a) they need 2 weeks notice to get us a certificate and b) that we need to send in the app even for casual drives with a handful of us. Can you clarify this? Thanks.
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Old Nov 2, 2002 | 02:17 PM
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Originally posted by OhioRacer
C3,

Is this through K&K?? If so, I was previously told by them that a) they need 2 weeks notice to get us a certificate and b) that we need to send in the app even for casual drives with a handful of us. Can you clarify this? Thanks.
Yes, this is through K&K and I was told the exact opposite information. Form A (what we as S2KI submit) offers (quoting from the application) "Coverages for your non-speed events (such as business meetings, social functions, concours, tours, parades and caravans) will be in effect immediately".

"Competive events, such as autocrosses, gymkhanas or rallies require pre-notification to K&K."

I asked them to clarify the definition od a rally and was told that this referred to competive rallie like poker runs, hill climbs and so forth. Ie. timed competive events.

You can read the text I'm quoting here: https://www.s2ki.com/forums/knkinfo.pdf
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Old Nov 2, 2002 | 02:52 PM
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Very good. Thanks!!
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Old Nov 2, 2002 | 03:35 PM
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This is a great idea. Thanks for putting it into place.

Another reminder for me to get off my bum and pay my dues ( just did it )

Paul
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Old Nov 2, 2002 | 03:59 PM
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Thanks cthree! I think this addresses a potential niggle which has been a concern for some of us with group drives and meets getting bigger. Great idea and another good reason to join s2ki.
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