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Old 11-16-2009, 06:21 PM
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Hey everyone. im about to check out a miata and im doing quotes for insurance and holy Shi* everything is so expensive. im tryin to get everything under my name. Does anyone know a cheap ass insurance company? i no theirs a couple out there lol. Thanks
Old 11-16-2009, 06:32 PM
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if you're doing multicar it shouldn't be a problem.

I have a Miata on my policy and it's only 47 per month.
Try progressive. Their rates support convertible lifestyles.
Old 11-16-2009, 06:38 PM
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yup a multicar plan is great i pay 108 full coverage for state farm on my s2k
Old 11-16-2009, 06:57 PM
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i checked it. they want 3200 for 6 months... i cant do that
Old 11-17-2009, 08:20 AM
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what kind of coverage are you putting? if it's an old car, I would recommend liability over full coverage.
Old 11-17-2009, 08:23 AM
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how many points do you have?
Old 11-17-2009, 08:26 AM
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you're 18, right? why not try to get on your parents plan, it'll be much cheaper. i was paying $3500/yr full coverage on my integra when i was 18 or 19 and on my own plan. then i dropped collision and saved $1000 after a yr cause it didnt pay anymore. my record was clean too. no pts or accidents.
Old 11-17-2009, 08:38 AM
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try dcap insurance they're a broker so they'll search for you.
But yeah, I'd highly recommend trying it under your parents name if your 1) young, 2) have bad or even worse no credit 3) points on your license.
Old 11-17-2009, 08:40 AM
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yea definitely get it under your parents name without collision. not worth it on the miata i think im paying 30 a month something like that on my miata under my moms name.
Old 11-17-2009, 09:50 AM
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3 things will need to happen before your car insurance premium goes down dramatically.

1. at least 3 years of owning your driver's license with clean record.
2. get married
3. be at least 25 years old


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