jukngene

Interesting info from Money.

MsPerky

I have an excellent lawyer who put together my trust a couple of years ago. Prior to that, I had a will from 2002. I made quite a few changes. The +1 had some things he had to address regarding his will and some other estate issues, so I recommended he see my lawyer. He did and is now having a trust drawn up for himself. He's very happy he went and got some great advice, too, related to retirement.

BTW - my tax advisor has been involved in the transfer of my investment accounts to Vanguard. Want to coordinate any transfer issues with him, especially those related to short- and long-term gains/losses from selling some stocks.

Conedodger

I don't think being a millionaire means what it once did. I never thought I'd be a millionaire, but now, you need to be one to retire and live comfortably.

Heyitsgary

Small update since it's always exciting when it happens.

Checked my 401K this morning and the first digit rolled over after the close yesterday. It's been hovering near there for about a month now.

1 Year return is about 26% and since Jan 1 this year, 19%.

I mentioned a few posts ago that all indications are "green". My advisor's model uses a 10 year historical window to base things on. So, next year or so, the 2008 data goes away. I'm think the model goes from something like a 4-5% average return to like 11-12%. It should be exciting to see the new projections, but even more exciting to see it in reality.

That's it - you can all go back to prepping for Thanksgiving.

Legal Bill

Just had my year end conference and everything is good to go. I could retire now and cover the costs of healthcare for the next three years until I turn 65 when I get medicare and a medigap plan which will still cost $$. Unfortunately, I will be working one more year in order to help younger people in my firm. I hope that this time next year I'll be talking about my separation date.

Lainey

Good for you, Bill....maybe you can sneak out early more often to go fishing during the next year......call it retirement prep.

dlq04

My former employer sent out a letter this week saying their analysis shows health care costs to quadruple in the next 10 years. Starting in 2019 I have to use the marketplace to select my coverage.

I'm not sure I'd do very well as a Walmart greeter.

Zippy

Woohoo, the end is in sight.

Zippy

I do hope there is a marketplace in 2019.

Legal Bill

I think this country needs to stop talking about who is paying for health care and start questioning what we are being charged for. If health care costs are lower in every other country, it isn't simply because the government pays the bills. It is because health care providers are either doing less, or being paid less or both. There is no "secret sauce" based on who pays the bill.