Notices
Southern Ontario S2000 Owners Southern Ontario S2000 Owners forum including Toronto, Kitchener/Waterloo, Hamilton and surrounding area

Winter Insurance?

 
Old 10-07-2001, 04:49 AM
  #1  
Thread Starter
 
Join Date: Jul 2001
Location: Toronto, ON
Posts: 4,306
Likes: 0
Liked 0 Times in 0 Posts
Default Winter Insurance?

What do you guys/gals do for winter insurance? I know most of you store your cars for the winter, but do you buy that insurance which covers theft, etc or do you completely take the S2k off insurance. The thing is, i think your insurance goes up if you cancel your policy for the winter with no insurance on any car.

Obviously, as you can see, i have never stored my car for the winter.
Nabs 79 is offline  
Old 10-07-2001, 07:01 AM
  #2  
Gold Member
 
DoGMaN's Avatar
 
Join Date: Jul 2001
Location: I make Erock better
Posts: 10,790
Likes: 0
Liked 0 Times in 0 Posts
Default

My insurance is so cheap that I'm not sure if I'm going to cancel it or not.

I don't think it can go up because you take the winter months off, how that would work I dunno..but if anyone can screw you its the insurance company bastards.

If I do drop the insurance I'll likely go with theft and acts of destruction.
DoGMaN is offline  
Old 10-07-2001, 07:39 AM
  #3  
 
Join Date: Dec 2000
Location: Markham
Posts: 1,693
Likes: 0
Liked 0 Times in 0 Posts
Default

A lot of people reduce their coverage to fire & theft only when they put their car in storage.

I'm a driving addict so I keep all my cars fully insured all year round - regardless of whether they are in storage or not.

If it ain't snowing, I'll be driving it!

Snow on the ground ain't so bad.

Peace.
1badride is offline  
Old 10-07-2001, 07:45 AM
  #4  
 
Join Date: Mar 2001
Posts: 37,303
Likes: 0
Liked 3 Times in 3 Posts
Default

On cars that I could not drive in winter I used to eliminate as much as I could from the insurance policy. I kept fire, theft and removed PL PD. This amounted to an insignificant savings so I didn't do it for too long. Besides, it's nice to be able to take the car for a blast whenever a chinook hit town. Also, if you have the car financed, the bank (or whoever) will insist you keep certain basic coverage on a stored car. After all, they consider it to be "their" car till you pay it off.
xviper is offline  
Old 10-07-2001, 11:26 AM
  #5  
 
Join Date: Oct 2001
Location: Toronto
Posts: 61
Likes: 0
Liked 0 Times in 0 Posts
Default

Yes, Fire and theft should be on the car. If you cancel your insurance you will get charged for early cancellation.
MR2T is offline  
Old 10-07-2001, 02:10 PM
  #6  
 
Join Date: Jun 2001
Location: Toronto
Posts: 73
Likes: 0
Liked 0 Times in 0 Posts
Default

I keep only fire and theft on it during the winter months. The premium drops down to about $40 per month. If a nice day comes along I will drive it around the block to get the juices flowing.

Springtime I reinstate full coverage.
dgivelos is offline  
Old 10-07-2001, 06:40 PM
  #7  
Member
 
Mindcore's Avatar
 
Join Date: Oct 2000
Location: Erock is da shizzle
Posts: 16,180
Likes: 0
Liked 0 Times in 0 Posts
Default

Yep, I do the same thing. I'd rather keep that money to myself, then paying those bastards!!
See I'm getting excited again
Mindcore is offline  
 
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
kels_2k
New York - Metro New York S2000 Owners
32
02-12-2011 09:53 AM
1niceSi
Southern Ontario S2000 Owners
20
11-03-2009 12:32 PM
Abiding Dude
Car Talk
12
08-19-2006 09:22 AM
elmmx5
New England S2000 Owners
14
11-18-2005 01:35 PM
darrenlee
S2000 Talk
5
10-31-2003 06:28 AM


Quick Reply: Winter Insurance?


Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service

© 2019 MH Sub I, LLC dba Internet Brands