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Wow Insurance is retarded!

Old 04-28-2014, 12:50 PM
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Im with State Farm now. Definitely thinking of switching now...
Old 04-28-2014, 08:45 PM
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So for those with a clean 6 star record over the age of 25, who's getting the best rates? and with which company?
Old 05-01-2014, 07:58 AM
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I just got a quote from Bel-Air direct for the same exact coverage I'm getting from State Farm and it went from $99 to 71. I've checked Intact and All State and so far Bel-Air is still the cheapest.
Old 05-02-2014, 03:50 AM
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Intact Insurance for me,, Over 40, Clean record, and the S2000 is my 3rd car insured with them and classified as leisure.

$88/month

I have to plug Intact, last year when someone changed lanes and scratched the whole side of my S2000, they were no hassle to deal with, let me pick my own body shop, and didn't rush the shop to get her fixed up.

I've had to deal with them twice in 3 years, my Ridgeline caught fire in the engine bay 2 yrs ago (recall on a/c harness) and they covered full replacement, no b/s, no issues, cheque was in my hands within 3 days of inspection of the damages.

Very pleasant to deal with
Old 05-02-2014, 05:29 AM
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$615/year for me.
Queue pharrell happy song....
Old 05-03-2014, 09:41 AM
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im with desjardin $900. a year insured for $25000.with a increase in value of 5% a year you really have to specify what you want its insures as a leisure classic vehicle ,less than 20,000 km a year lol
cars 13 years old have 60,000 km [40,000 milles ]
Old 05-07-2014, 06:19 PM
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I'm in High Park area and I pay $90/month under my wife's professional designation discount with Meloche. When I store it, I pay $19/month for theft/fire. You sure are paying really high fees.
Old 05-07-2014, 06:40 PM
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Originally Posted by Mushu_MTL
I'm in High Park area and I pay $90/month under my wife's professional designation discount with Meloche. When I store it, I pay $19/month for theft/fire. You sure are paying really high fees.
Hamilton, $88/month with 500 deductible with Meloche. 3 cars + house

Might move over to Desjardin or someone else that's not as anal about mods.
Old 05-07-2014, 07:02 PM
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Originally Posted by iDomN8U
Originally Posted by Mushu_MTL' timestamp='1399515575' post='23149597
I'm in High Park area and I pay $90/month under my wife's professional designation discount with Meloche. When I store it, I pay $19/month for theft/fire. You sure are paying really high fees.
Hamilton, $88/month with 500 deductible with Meloche. 3 cars + house

Might move over to Desjardin or someone else that's not as anal about mods.
Meloche wouldn't insure me even with a clean record.

Desjardin insures all my non performance mods that I have a receipt for. I haven't mentioned the supercharger or exhaust. Not sure how that would go down.

Fluky, I think your best bet although not the most legal route would be to "find a rental" (ask a friend who lives outside of the Toronto area to give you a receipt) and claim that as your address. Otherwise suck it up till you hit 25 and keep your record clean.
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