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-   -   Insurance update (https://www.s2ki.com/forums/uk-ireland-s2000-community-25/insurance-update-30660/)

Nick Graves 10-06-2001 04:31 AM

Insurance update
 
Just FYI, I have renewed my insurance with Bell Direct. There seems to be much confusion over insurance, so I hope this helps somebody:

I tried Elephant, but got the usual "no online quote available for that car" crap. I'm sorry, but if you advertise as an online service, & then ask someone to use the phone anyway, that's like someone registering a URL and having no fcuking computer!

My car is classified as an import by Bell, but after much histrionics on my part, a supervisor assured me it does not affect the quoted price, as long as it's an EU Import. They simply reserve the right to limit the use of the free hire car if there is a delay over parts. :confused:

I eventually got tired and gave up arguing that one.

Anyway, for 6000 miles, including Class 1 business use, the total was

ianl 10-06-2001 11:22 AM

Did you get a quote from Tesco Nick? Origin of the car seems to be a non-issue with them......(they quoted me

markgoodman 10-07-2001 07:46 AM

[QUOTE]Originally posted by ianl
[B]Did you get a quote from Tesco Nick? Origin of the car seems to be a non-issue with them......(they quoted me

ianl 10-07-2001 11:51 PM

........

Anthony 10-08-2001 11:23 AM

Guys,

You have to try privilege, just renewed my insurance,
28yrs old
5 yrs NCB

stevenleith 10-08-2001 12:02 PM

I'm just about to buy my insurance after months of deliberating as to whether it was too much, but anyway,

23 years old
NO NCB!!
3 points
limited 8000 miles (i get a train to work anyhow!)

TESCO = refused to quote

Independent borker (Alexander..) =

N-a-$-t-Y 10-08-2001 12:15 PM

Its a lot of money for insurance, but you'll forget about it as soon as you get in the drivers seat... :D

welcome to the board !

[QUOTE]Originally posted by stevenleith
[B]I'm just about to buy my insurance after months of deliberating as to whether it was too much, but anyway,


TESCO = refused to quote

Independent borker (Alexander..) =

tokyo_james 10-09-2001 12:18 AM

[QUOTE]Originally posted by markgoodman
[B]

unless it's Japanese in which case they want to charge

Tifosi Red 10-09-2001 12:21 AM


Originally posted by tokyo_james


How would that compare to the cost an a UK model, everything else staying the same?

I was intending to ship one back from Japan when I eventualy return to the UK, but if the insurance is ridiculous I will have to reconsider that idea......:(

I don't know Mark's circumstance vis-a-vis NCB, penalties etc. but that looks 2 to 3 time higher than most UK quotes.

James, might you get a Type-V VGS to replace your S2000? I'm sure you would not have any problem selling it on if you imported it....(I'll buy a Midnight Blue one :) )

tokyo_james 10-09-2001 12:28 AM


Originally posted by Tifosi Red


I don't know Mark's circumstance vis-a-vis NCB, penalties etc. but that looks 2 to 3 time higher than most UK quotes.

James, might you get a Type-V VGS to replace your S2000? I'm sure you would not have any problem selling it on if you imported it....(I'll buy a Midnight Blue one :) )

Insurance is due to pay out tomorrow. my friend will then be off to the auctions looking for a good buy. I have said that I would like the VGS if possible (in blue) but really depends on the pricing. This time of year the prices should be lower than last time I bought though :) :)

My insurance here is about 1,200 pounds at present (no NCB, 33 years old), but I have already been told I face a 30% increase next year due to the accident.:(

UKjasonm 10-09-2001 12:47 AM

James,

it is very unfortunate but the UK insurance companies do severly load the premium for greys. I currently pay 1500 (EU import) with Direct line, 31, 7years protected NCB but due to light fingered b@$+@rds I have had two claims in the last 3 years, my NCB was protected but they still load the policy due to it.

I would expect that they would attempt to double the premium for a Jap Import, its scandalous really. Your resale value would also be quite a bit lower for the same reasons.

Youve got to ask yourselve just how much you will be saving and how long you intend to keep the car for, if youve got the tax free status then it could be considerable. When I imported a Prelude a few years back the price I paid at Auction in Japan was 3800 GBP, by the time I got it home with shipping and duty it was closer to 7K but for a similar UK spec car with the same mileage the book price was 12K.

If you can pick up an S2000 for approx 10K (maybe less) then the savings are probably worthwhile.

In the Type V thing, it may help your resale value but will probably make the insurance worse. From what Ive heard about the Type V I doubt its worth it and will probably difficult to source at Jap Auctions.

Good Luck

Tifosi Red 10-09-2001 12:54 AM


Originally posted by UKjasonm
In the Type V thing, it may help your resale value but will probably make the insurance worse. From what Ive heard about the Type V I doubt its worth it and will probably difficult to source at Jap Auctions.

Good Luck

:eek: "doubt its worth it" :eek: What about the boot badge and steering wheel :confused: ;) j/k

Seriously though, I'd love to have a try in one! I'm becoming accustomed to the steering response of the S2000, imagine almost halving the lock to lock turns...

Also that Midnight Blue colour really works for me.

UK Paul 10-09-2001 01:00 AM

[QUOTE]Originally posted by Anthony
[B]Guys,

You have to try privilege, just renewed my insurance,
28yrs old
5 yrs NCB

UKjasonm 10-09-2001 01:26 AM

[QUOTE]Originally posted by Tifosi Red
[B]

:eek:

Tifosi Red 10-09-2001 01:32 AM

I'm sure you're right Jason but I'd love to give it a try. I know the US guys who took one out on a closed circuit track when they were in Japan had very mixed opinions about the VGS and rear suspension mods.

I just love the Midnight Blue colour and want one of those badges :)

markgoodman 10-09-2001 04:42 AM


Originally posted by tokyo_james


How would that compare to the cost an a UK model, everything else staying the same?

I was intending to ship one back from Japan when I eventualy return to the UK, but if the insurance is ridiculous I will have to reconsider that idea......:(

I actually paid

UKjasonm 10-09-2001 04:56 AM

[QUOTE]Originally posted by markgoodman
[B]

I actually paid

tokyo_james 10-09-2001 05:02 AM


Originally posted by UKjasonm
If you can pick up an S2000 for approx 10K (maybe less) then the savings are probably worthwhile.

In the Type V thing, it may help your resale value but will probably make the insurance worse. From what Ive heard about the Type V I doubt its worth it and will probably difficult to source at Jap Auctions.

Good Luck

Prices are way above that. I bought a late '99 model in June 7500 miles for around 16k. They have gone down in value over the last couple of months as we are now going into the winter, but not looking at anything like 10k for one.

I can get the tax free import as I have been overseas for around 8 years already, so no import or VAT for me. But I am beginning to think that it is not really going to be worth it if it doubles my insurance costs :( :(

Oh well. I will just have to buy one when I get back.... :)

slippery_pete 10-09-2001 03:23 PM

I wonder if those Type V badges could be got hold of somewhere.

Also, I'd like one of those steering wheels - not just for pose value - I'm 6ft 2in and find that on getting in, and when I'm in the right seating position, there's not much room between the bottom of the standard rim and the top of my thighs. Would be a boon for taller people (or those with really thick thighs ha ha ha)...

Tifosi Red 10-09-2001 11:59 PM


Originally posted by slippery_pete
I wonder if those Type V badges could be got hold of somewhere.

Also, I'd like one of those steering wheels - not just for pose value - I'm 6ft 2in and find that on getting in, and when I'm in the right seating position, there's not much room between the bottom of the standard rim and the top of my thighs. Would be a boon for taller people (or those with really thick thighs ha ha ha)...

I'm sure the badges can be sourced from Japanese Honda dealers in the same way the lovely S2000 metal keys were. I think I'm right in saying the VGS wheel cannot be fitted in a standard S2000 as they do not have a common steering hub :( (I may be wrong though, this is just what the US guys have said)

slippery_pete 10-10-2001 01:26 AM

Bummer about the steering wheel if that's right. As for the badges - I remember the Prelude having a Type V model... hmm

Tifosi Red 10-10-2001 02:05 AM

https://www.s2ki.com/forums/index.ph...image&img=1204

I would love this car!

The only external difference (apart from the gorgeous Midnight Blue paint) in the little VGS badge on the boot lid. Should be a cheap part, maybe we could ask toyko_james if he can make enquiries...

UKjasonm 10-10-2001 02:06 AM


Originally posted by slippery_pete
Bummer about the steering wheel if that's right. As for the badges - I remember the Prelude having a Type V model... hmm
Prelude only had a type S model and it was JDM only, Ive seen the odd import around the UK. It has the 212bhp engine that theyve now dropped into the Accord Type R

Nick Graves 10-14-2001 02:19 PM

[QUOTE]Originally posted by ianl
[B]Did you get a quote from Tesco Nick? Origin of the car seems to be a non-issue with them......(they quoted me

ajt1 10-14-2001 03:21 PM

a bit odd this
But by adding my mother as a named driver to a quote with privilege for an s2000 brought the price down by

Nick Graves 10-14-2001 03:24 PM

Is that a bit like the old pub sign - credit will only be given to people accompanied by both sets of grandparents?

Tifosi Red 10-14-2001 10:52 PM

[QUOTE]Originally posted by ajt1
[B]a bit odd this
But by adding my mother as a named driver to a quote with privilege for an s2000 brought the price down by

Hayd 10-16-2001 01:20 AM

I just had a quote from Tesco (I had to phone them as the online system didnt recognise my registration number).


Amuse Boy 01-10-2002 06:51 AM

Co-op insurance - refused!
Tesco - refused!

I'm 25
No NCB
Clean driving licence

However, Elephant quoted me

ianl 01-10-2002 06:53 AM

[QUOTE]Originally posted by NEED4SPEED
[B]Co-op insurance - refused!
Tesco - refused!

I'm 25
No NCB
Clean driving licence

However, Elephant quoted me

stevenleith 01-11-2002 03:25 AM

[QUOTE]Originally posted by NEED4SPEED
[B]Co-op insurance - refused!
Tesco - refused!

I'm 25
No NCB
Clean driving licence

However, Elephant quoted me


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