Insurance update
Just FYI, I have renewed my insurance with Bell Direct. There seems to be much confusion over insurance, so I hope this helps somebody:
I tried Elephant, but got the usual "no online quote available for that car" crap. I'm sorry, but if you advertise as an online service, & then ask someone to use the phone anyway, that's like someone registering a URL and having no fcuking computer! My car is classified as an import by Bell, but after much histrionics on my part, a supervisor assured me it does not affect the quoted price, as long as it's an EU Import. They simply reserve the right to limit the use of the free hire car if there is a delay over parts. :confused: I eventually got tired and gave up arguing that one. Anyway, for 6000 miles, including Class 1 business use, the total was |
Did you get a quote from Tesco Nick? Origin of the car seems to be a non-issue with them......(they quoted me
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[QUOTE]Originally posted by ianl
[B]Did you get a quote from Tesco Nick? Origin of the car seems to be a non-issue with them......(they quoted me |
........
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Guys,
You have to try privilege, just renewed my insurance, 28yrs old 5 yrs NCB |
I'm just about to buy my insurance after months of deliberating as to whether it was too much, but anyway,
23 years old NO NCB!! 3 points limited 8000 miles (i get a train to work anyhow!) TESCO = refused to quote Independent borker (Alexander..) = |
Its a lot of money for insurance, but you'll forget about it as soon as you get in the drivers seat... :D
welcome to the board ! [QUOTE]Originally posted by stevenleith [B]I'm just about to buy my insurance after months of deliberating as to whether it was too much, but anyway, TESCO = refused to quote Independent borker (Alexander..) = |
[QUOTE]Originally posted by markgoodman
[B] unless it's Japanese in which case they want to charge |
Originally posted by tokyo_james How would that compare to the cost an a UK model, everything else staying the same? I was intending to ship one back from Japan when I eventualy return to the UK, but if the insurance is ridiculous I will have to reconsider that idea......:( James, might you get a Type-V VGS to replace your S2000? I'm sure you would not have any problem selling it on if you imported it....(I'll buy a Midnight Blue one :) ) |
Originally posted by Tifosi Red I don't know Mark's circumstance vis-a-vis NCB, penalties etc. but that looks 2 to 3 time higher than most UK quotes. James, might you get a Type-V VGS to replace your S2000? I'm sure you would not have any problem selling it on if you imported it....(I'll buy a Midnight Blue one :) ) My insurance here is about 1,200 pounds at present (no NCB, 33 years old), but I have already been told I face a 30% increase next year due to the accident.:( |
James,
it is very unfortunate but the UK insurance companies do severly load the premium for greys. I currently pay 1500 (EU import) with Direct line, 31, 7years protected NCB but due to light fingered b@$+@rds I have had two claims in the last 3 years, my NCB was protected but they still load the policy due to it. I would expect that they would attempt to double the premium for a Jap Import, its scandalous really. Your resale value would also be quite a bit lower for the same reasons. Youve got to ask yourselve just how much you will be saving and how long you intend to keep the car for, if youve got the tax free status then it could be considerable. When I imported a Prelude a few years back the price I paid at Auction in Japan was 3800 GBP, by the time I got it home with shipping and duty it was closer to 7K but for a similar UK spec car with the same mileage the book price was 12K. If you can pick up an S2000 for approx 10K (maybe less) then the savings are probably worthwhile. In the Type V thing, it may help your resale value but will probably make the insurance worse. From what Ive heard about the Type V I doubt its worth it and will probably difficult to source at Jap Auctions. Good Luck |
Originally posted by UKjasonm In the Type V thing, it may help your resale value but will probably make the insurance worse. From what Ive heard about the Type V I doubt its worth it and will probably difficult to source at Jap Auctions. Good Luck Seriously though, I'd love to have a try in one! I'm becoming accustomed to the steering response of the S2000, imagine almost halving the lock to lock turns... Also that Midnight Blue colour really works for me. |
[QUOTE]Originally posted by Anthony
[B]Guys, You have to try privilege, just renewed my insurance, 28yrs old 5 yrs NCB |
[QUOTE]Originally posted by Tifosi Red
[B] :eek: |
I'm sure you're right Jason but I'd love to give it a try. I know the US guys who took one out on a closed circuit track when they were in Japan had very mixed opinions about the VGS and rear suspension mods.
I just love the Midnight Blue colour and want one of those badges :) |
Originally posted by tokyo_james How would that compare to the cost an a UK model, everything else staying the same? I was intending to ship one back from Japan when I eventualy return to the UK, but if the insurance is ridiculous I will have to reconsider that idea......:( |
[QUOTE]Originally posted by markgoodman
[B] I actually paid |
Originally posted by UKjasonm If you can pick up an S2000 for approx 10K (maybe less) then the savings are probably worthwhile. In the Type V thing, it may help your resale value but will probably make the insurance worse. From what Ive heard about the Type V I doubt its worth it and will probably difficult to source at Jap Auctions. Good Luck I can get the tax free import as I have been overseas for around 8 years already, so no import or VAT for me. But I am beginning to think that it is not really going to be worth it if it doubles my insurance costs :( :( Oh well. I will just have to buy one when I get back.... :) |
I wonder if those Type V badges could be got hold of somewhere.
Also, I'd like one of those steering wheels - not just for pose value - I'm 6ft 2in and find that on getting in, and when I'm in the right seating position, there's not much room between the bottom of the standard rim and the top of my thighs. Would be a boon for taller people (or those with really thick thighs ha ha ha)... |
Originally posted by slippery_pete I wonder if those Type V badges could be got hold of somewhere. Also, I'd like one of those steering wheels - not just for pose value - I'm 6ft 2in and find that on getting in, and when I'm in the right seating position, there's not much room between the bottom of the standard rim and the top of my thighs. Would be a boon for taller people (or those with really thick thighs ha ha ha)... |
Bummer about the steering wheel if that's right. As for the badges - I remember the Prelude having a Type V model... hmm
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https://www.s2ki.com/forums/index.ph...image&img=1204
I would love this car! The only external difference (apart from the gorgeous Midnight Blue paint) in the little VGS badge on the boot lid. Should be a cheap part, maybe we could ask toyko_james if he can make enquiries... |
Originally posted by slippery_pete Bummer about the steering wheel if that's right. As for the badges - I remember the Prelude having a Type V model... hmm |
[QUOTE]Originally posted by ianl
[B]Did you get a quote from Tesco Nick? Origin of the car seems to be a non-issue with them......(they quoted me |
a bit odd this
But by adding my mother as a named driver to a quote with privilege for an s2000 brought the price down by |
Is that a bit like the old pub sign - credit will only be given to people accompanied by both sets of grandparents?
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[QUOTE]Originally posted by ajt1
[B]a bit odd this But by adding my mother as a named driver to a quote with privilege for an s2000 brought the price down by |
I just had a quote from Tesco (I had to phone them as the online system didnt recognise my registration number).
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Co-op insurance - refused!
Tesco - refused! I'm 25 No NCB Clean driving licence However, Elephant quoted me |
[QUOTE]Originally posted by NEED4SPEED
[B]Co-op insurance - refused! Tesco - refused! I'm 25 No NCB Clean driving licence However, Elephant quoted me |
[QUOTE]Originally posted by NEED4SPEED
[B]Co-op insurance - refused! Tesco - refused! I'm 25 No NCB Clean driving licence However, Elephant quoted me |
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