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Modern Classic Car Insurance

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Old 10-13-2010, 08:05 AM
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Post Modern Classic Car Insurance

Anyone got modern classic car insurance on their S2K?

I'm being quoted what appear very good prices and the only drawback I can find (for the use I need) is you dont earn any NCB.

Matt
Old 10-13-2010, 11:09 AM
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I have a classic car policy (not on the S2000) as you say the drawbacks include no NCB, usually required to be garaged within x metres of the house and sometimes hours of use can be limited. Its worth checking these out.

A big benefit however is you may get an agreed value!

Out of interest, which company is it your looking at?
Old 10-13-2010, 12:34 PM
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How the hell is a jap roadster any kind of 'classic'

?
Old 10-13-2010, 12:50 PM
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Who is that with Matt? I'm insured with Classicline on a 'modern classic' insurance. Essentially they are a specialist car insurance company that will insure cars like the S. I do have to garage it overnight if at home and I ended up getting limited mileage insurance. But for me (2nd car, 0 NCB - 'cos they are all on the other car, no history with performance car, City dweller...) they were the cheapest quote. Also they cover track days and airfield days in the quote, with some small print, but worth it.
Old 10-13-2010, 12:51 PM
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Some companies treat anything over 10 years old as classic regardless of what it is.
Old 10-13-2010, 01:37 PM
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One I'm looking at is www.peterbestinsurance.co.uk as an example.

My premium with Chris Knott was £390 last year which is very good price.

Only reason I thinking is I may opt out of the co car scheme, buy another car and use the S2k occasionally anyway (which is similar to now). Just trying to work out the options.
Old 10-13-2010, 01:51 PM
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Originally Posted by m1bjr,Oct 13 2010, 09:34 PM
How the hell is a jap roadster any kind of 'classic'

?
— adj
1. of the highest class, esp in art or literature
2. serving as a standard or model of its kind; definitive
3. adhering to an established set of rules or principles in the arts or sciences: a classic proof
4. characterized by simplicity, balance, regularity, and purity of form; classical
5. of lasting interest or significance
6. continuously in fashion because of its simple and basic style: a classic day dress

Even point 6 is somewhat applicible.

None of which your BMW ever will be but for many the S2000 will. I was expecting to see an exclusion entry for the S2000 as a result of m1bjr's bitterness but it's not there. *shrug*
Old 10-13-2010, 02:27 PM
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I can recommend Peter Best - used them for my RV8 before the S and was thinking of contacting them next year to see what deal I could get.
Old 10-14-2010, 12:49 AM
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I used Mannings for my TVR I had before the S.
They were very good.
As others have said, no NCB given so not much use if it's your only car.
Track days were covered though subject to £1000 excess.
Old 10-14-2010, 09:46 AM
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Peter best are who my beetle is with, they seem really good, will give them a try when renewal is up on the S!


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