UK & Ireland S2000 Community Discussions related to the S2000, its ownership and enthusiasm for it in the UK and Ireland. Including FAQs, and technical questions.

Second car insurance woes

Thread Tools
 
Old 07-21-2015, 07:32 AM
  #1  
Registered User

Thread Starter
 
stand_firm's Avatar
 
Join Date: Feb 2014
Posts: 62
Received 4 Likes on 2 Posts
Default Second car insurance woes

Right, I'm currently insuring my SC'd S2000 through adrian Adrian Flux using my 8 years ncb. A friend of mine is essentially giving away a Saxo VTR which I was going to use as a daily to reduce the amount of miles and therefore petrol costs for my s2k as well as servicing costs. Speaking to Flux, they won't transfer my ncb on 2 policies which results in a quote of nearly 600 quid for the saxo, nearly 200 quid more than I'm paying for my s2k.

Anyone got any ideas on how I can insure the saxo for cheap as a second car? Thanks in advance!
Old 07-21-2015, 07:35 AM
  #2  
UK Moderator

 
lovegroova's Avatar
 
Join Date: Jan 2004
Location: Herts
Posts: 24,766
Received 300 Likes on 258 Posts
Default

You need to use an insurer which provides multicar. Obviously, this will be trickier with the mods on the S2000 but Admiral may be able to do it. you'd be best off waiting until the current policy runs out, though.
Old 07-21-2015, 07:51 AM
  #3  

 
S2Bray's Avatar
 
Join Date: Aug 2013
Location: Sussex
Posts: 390
Received 21 Likes on 17 Posts
Default

I did exactly what you're hoping for when I was running both the S2000 (daily) and my track 306 Rallye. There was a term for it which I cant for the life of me remember just now, but by putting a pretty low annual mileage on the Rallye (<5000) I was able to use the same no claims bonus on both policies. I don't even think both cars were with the same insurer, but Greenlight were able to insure the Rallye under these conditions..

Ahh I've remembered, it was a "mirrored no claim bonus"
Old 07-21-2015, 08:11 AM
  #4  

 
noodels's Avatar
 
Join Date: Nov 2013
Location: Norfolk UK
Posts: 5,331
Received 348 Likes on 324 Posts
Default

Yep mirrored,
Churchill do that also,
been with them 10+yrs also having home insurance for %10 discount and free breakdown cover
and you can also have a third car 90 days a year max
if not wanting a 12 month separate policy with 0 NCD
Old 07-21-2015, 09:30 AM
  #5  

 
RobinA3's Avatar
 
Join Date: Sep 2009
Location: Cheshire
Posts: 2,316
Received 64 Likes on 39 Posts
Default

Adrian Flux mirrored my 9yrs no claims for the policy on the S2000.
Old 07-21-2015, 10:01 AM
  #6  
Registered User

 
JoeperkinS's Avatar
 
Join Date: Mar 2015
Posts: 382
Likes: 0
Received 5 Likes on 4 Posts
Default

Flux mirrored my dailys ncb to the Honda using ageas.
Old 07-21-2015, 10:53 AM
  #7  
Registered User

 
DBt85's Avatar
 
Join Date: Mar 2015
Location: Pershore - Worcestershire
Posts: 154
Likes: 0
Received 1 Like on 1 Post
Default

Quite a few will mirror it even if you don't have both cars with them. Not all of course.

My argument is always that if I'm out driving one I can't be driving the other, so the ncb should be mine for as many as I want.
Old 07-21-2015, 11:13 AM
  #8  
Registered User

 
MARC87's Avatar
 
Join Date: Aug 2012
Location: Basingstoke
Posts: 69
Likes: 0
Received 0 Likes on 0 Posts
Default

Ive got 3 cars insured with flux.....they mirrored my ncb for me so i could re insure my s2k 2 months ago. Phone them again as they will definately do it
Old 07-21-2015, 11:17 PM
  #9  

 
Mr-T's Avatar
 
Join Date: Sep 2011
Location: Bidford-on-Avon, UK
Posts: 1,672
Received 17 Likes on 17 Posts
Default

I had my NCB mirrored from my civic to my S2000 with Sky. After first year, the paperwork showed 4years NCB (Less than what I had accumulated on the civic, but better than 1).
Old 07-22-2015, 12:17 AM
  #10  
Registered User

 
Rich007's Avatar
 
Join Date: Jul 2014
Location: Shropshire
Posts: 68
Likes: 0
Received 0 Likes on 0 Posts
Default

This isnt exactly related to the thread topic, but a husband and wife can transfer NCB between each other. Starnge but true.

My wife transfered me her 6 years NCB which meant a reduced premium. All you need to do is to get you wife / husband to write a letter to the insurance provider requesting that the NCB is transfered.


Quick Reply: Second car insurance woes



All times are GMT -8. The time now is 01:05 AM.