Carolinas A Better Place to Be

What do you pay for insurance in SC?

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Old Feb 11, 2005 | 11:13 AM
  #1  
00CivicSi's Avatar
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From: Columbia, SC
Default What do you pay for insurance in SC?

I'm about to buy a 2005 S2000 as a second car, and I can't help but think my insurance company is about to rip me off. I knew it was going to be high, but the quote they just gave me was ridiculas. I tried every different scenario and the rate didn't change that much. Either way, the quote was MUCH higher than the same quote a year ago when I was considering a new 2004.

Anyway... enough griping...

Let me know what you're paying for insurance and all the pertinent info.

- company
- year of car
- coverages
- deductibles
- accidents
- tickets
- gender
- age
- marital status
- height
- weight
- shoe size

okay maybe not the last couple.

Anyway, any help would be greatly appreciated.
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Old Feb 11, 2005 | 11:26 AM
  #2  
SC_Highlander's Avatar
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From: Greer, SC
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USAA
2002
100/300 liability + collision + 0-deductable glass
$1000 deductable
1 accident this past Labor Day, resulted in a 2-point ticket
Male
28
Single
short
fat
8

plug all that into some magic formula and they tell me I owe $140/month. That also includes my 1990 Isuzu Trooper with liability coverage only. My homeowners insurance is also with USAA.
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Old Feb 11, 2005 | 08:07 PM
  #3  
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From: Greer, SC
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State Farm
2003
TBD (gotta research to remember)
$500 deductable
0 accidents in the past few years but a few speeding tickets
Male
23
Single, but good with a bow staff
6'1"
~182.7 (that's 2 days ago at the $.25 mall scale)
12

Plug all that into some magic formula, along with renters insurance and an 1989 Accord with liability only, and they tell me I owe $180/month.
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Old Feb 11, 2005 | 09:40 PM
  #4  
bridow's Avatar
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From: Russkii Hill
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columbia is the ghetto. thats why your insurance is high. my old cola zip was 29201
i moved to downtown charlottte and my insurance went down 25%....you also get a good raping on property tax. its around 900+ on a new S...its 236 here in charlotte
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Old Feb 12, 2005 | 02:57 AM
  #5  
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From: Greer, SC
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Yeah, Lexington County, in general, is definitely the ghetto...

I'm sure my high insurance has nothing to do with owning an S2000 under age 25!

Now as for the property taxes... bend over!
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Old Feb 12, 2005 | 08:54 AM
  #6  
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From: Russkii Hill
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columbia is in richland county...your insurance might be high because of those speeding tickets you mentioned
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Old Feb 12, 2005 | 04:24 PM
  #7  
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From: Cincinnati, OH
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i'm paying @ $450 for 6 months on my '04
27 yr old male, clean record, etc
100/300/100K coverages
500 deductable, etc
allstate
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Old Feb 14, 2005 | 11:09 AM
  #8  
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From: North Las Vegas
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Columbia,
USAA,
500 deductible.
full coverage
clean record.
$870 per year.

JASON
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