RANT WARNING....i need to let off some steam

ok so here goes i went to the bank at lunch to get some money so i can pay someone back. When i get to the bank and go up to the atm, which is inside a publix, it spits out my card and says that i have exceeded my withdrawal limit. so i try again same thing happens. so i go up to the counter and spoke with the teller, next thing i know is he asking me when was the last time i used the card, so i tell him yesterday to make a deposit at this same location. so he looks through the transaction records and see that 8 attempts of withdrawal from my account of $400 with 5 successful ones and 3 failed attempts. so the manager takes to the back office and we looked at the transaction details and saw that it was taken from an ATM machine from a different bank. but how the hell does that happen when i had my bank card on me the whole time. so i closed the account and transferred the rest of my money to a new account and an investigation is going to take place, so the manager tells me to check back on monday and if everything goes well i will get the full amount back.......BUT how LONG WILL THAT TAKE?!?!?!?
anyways i know the exact bank,location, and time my account was accessed, i wonder if there is anyway to call the bank and get the tape from the ATM and see who it is.......I JUST WANT TO KICK SOME TECHNO-GEEK A$$



even if i get my money back i still want to kill this person for even messing with my personal stuff

ok...sorry about the rant and length of the post.....i'm at an absolute loss.....(no confidence with any card or bank anymore)

 

Tell us which bank so I don't go to either one of them.

 

Absolutely. Go to the bank in question, tell them someone has made unauthorized access to your account without having posession of the card, and you would like to see the ATM photos. They will have the film developed and call you in a few days to view the photos. If you still don't authorize the transactions based upon what's in the photos, the matter is handed over to the police with a copy to the FBI's fraud unit.

My brother is a banking bigwig (for lack of a better term ), and one of the cases he had years ago involved some guy, with wife in tow, demanding to know where the money was going when it came out of his account from an ATM machine. So they developed the film... he was the one making the withdrawals, and in several of the shots (from different times) was the same woman in the background (NOT his wife). He was called in without his wife this time, and after being confronted with the evidence, was told he could either drop the case and figure out an explanation for his wife, or they would "pursue it with vigor in the courts, with the first step being to notify all parties associated with the account." In other words, "we'll tell your wife you're boinking another chick if you deny these withdrawals AND have your ass thrown in jail."

 

Classic! I bet that guy came up w/ a REAL good explanation!!!

 

ok i just got back from from washingtong mutal and amsouth bank the two banks that the person withdrew from and they said they will have film looked at and that the police will be informed and if i wanted to pressed charges i can, but i rather they give me the info and i go find the person myself

 

Now, now. Let's not do anything rash. You'll get your ass thrown in jail before it's all over.

 

[QUOTE=jvrabel,Sep 24 2005, 07:44 AM] Now, now.

 

It doesn't matter, guys, the banks aren''t going to give him that kind of info. They MAY allow him to view the films, but that's up to the banks. Unless he recognizes the guy/girl, he's not going to get very far himself.

 

i know it was just momentary anger the banks said they would deal with my bank investigation team but i can't take any personal action and it would be handle and the money will be return...i hope soon too

 

This happened to a guy I work with. He was in Kenya and ordered a couple of drinks with his personal card and with all things done went home. A few days home He gets a call from his bank and wants to know if he was trying to buy 5k worth of close in Korea. Which he was not. He has never been to Korea anyways.
SO all they need is to copy the number and get the three digit info off the back of the card, copy the tape off the back and try to get away with it untill YOU find out and close the card.
At least it was here and justice can be done. Let the law handle it cause if you do the law will come down harder on you. It sucks, but hopefully he/she will get caught!!
At least you will get your money back