Happened on the turnpike. The guy in front of her decided to freak out while talking on the phone and stand on his brakes.

She got mostly out of the way (only hit the corner of his car) but could only go so far because of a light pole on the side of the road.

We are still waiting on insurance to inspect the car.

Do you think they will total it?

If so, about what would we get for it?

It is a 2001 Honda Accord with about 118,000 miles and was in nice condition before the accident.

Damage is at least:
front bumper
headlight
hood
air bags
front brace
possibly radiator
paint
+ .....

And this is what I have found online:

NADA:
Rough Trade-In : $3,275
Average Trade-In: $4,175
Clean Trade-In: $4,900
Clean Retail: $7,000

----
Edmunds:
Excellent-- Trade-In:$4,523 Private party:$5,626 Retail:$6,838
Clean-- Trade-In:$3,960 Private party:$4,963 Retail:$6,027

----
KBB:
Excellent-- Trade-In: $3,250 Private Party:$4,620 Retail:$6,270
Good-- Trade-In:$2,850 Private Party:$4,145
Fair-- Trade-In:$2,175 Private Party:$3,545

----
Cars.com
2001 Honda Accord VP 104,834 $6,995
2001 Honda Accord LX 125,201 $6,995
2001 Honda Accord EX 100,952 $6,988
2001 Honda Accord 107,000 $6,475

----
AutoTrader.com
2001 Honda Accord LX 125,201 $6,995
2001 Honda Accord EX 100,952 $6,988
2001 Honda Accord EX 170,583 $5,991

Thanks,
James

 

Wow, is she ok???

 

Yeah she is mostly ok, just sore and has some bruises from the airbag/steering wheel.

 

Just found out they totaled the car:

Estimated Repair Cost: $5280
Deductible: $500

Total: $4780

Still waiting to hear how much we will get for it, but I guess it will be under $4780

 

you dont have to take a minimum value, retail blue book, or replacement cost. Lots of companies will total a car to sell off in order to make some off the top. Your car has value in parts. Thats a bad spot to take a hit too, would have been less damage to hit the Sienna flat on the ass.

Also some insurance companies total at 80% of the value. Dont just take what they tell you theyll give

 

So turns out they go just off of the NADA.

I am scheduled to meet with them on Monday to hand over the title and get the check

I am pretty much ok with their payout since the actual cash value is what I paid for the car 2 years ago.

So here was the break down in case anyone cares or thinks I should ask for more:

NADA Retail value: $7,100
- $100 for mileage
- $300 for manual
--------
$6,700 if the car was "Retail" quality
- $657.90 ($822.37 X 80%) Preexisting Damages
-------
$6,042.10 ACTUAL CASH VALUE
+ 387.53 for taxes
-------
$6,429.63
- $500 deductible
-------
$5,929.63 Settlement

 

you can go off of what it will take to get a replacement, so lets say that car would now cost 10k to replace even though you got a great deal at 6k you can get a closs amount to the 10k since you cant find that same deal. even though i think the accord can be purchased for around that 6k.
you can look into it as an option. its always good to have options
edib z

 

good luck

 

thanks.

If anyone wants me to ask them how much it would cost to keep the car let me know ASAP.

Also, if anyone knows of an Accord for sale I am looking

She wants to find the same thing again:
1998-2004
Manual
under 100k miles

 

http://tampa.craigslist.org/hil/ctd/1428350698.html

Found that well looking for you this morning.