At least you are o.k. It looks like it might have been raining from the moisture on the streets in the pictures. If so, then you have a perfect storm: hazardous road conditions and idiot drivers.

The damage doesn't look bad, but just make sure that you are very careful about getting the paint to match. Don't try to economize with the body shop. With clearcoats, there can be a lot of painting involved the get the body panels to blend properly.

Are you going to deal with you own insurance company or deal directly with the other driver's company? My wife has been in too collisions with two different Pilots, neither one of the accidents her fault. In both instances, I decided to deal with the other insurance company directly instead of submitting a claim with my insurance company. If you have to submit a claim to your own company, then generally you have to pay the deductable and wait until the insurance companies work out a subrogation agreement to get your deductable reimbursed.

I found it easier to deal with the other company directly. Of course, being a lawyer, I think that the other insurance company tended to be more responsive then if it is just a "Joe Six-pack" trying to work out the situation, if for no other reason than that the insurance company would rather not deal with a lawyer. The first accident resulted in my wife getting a new Pilot. The second time, I went to one of the better body shops here in Orlando, got a detailed breakdown of the repair work and got the other insurance company to agree to pay in full the work items in my repair shop's workup as well as set up an account with a rental car company so that I didn't have to front the rental car costs.

Both times, I called the other driver's insurance company and identified myself as my wife's lawyer--which was entirely true--and got a settlement agreement finalized post haste. Good luck getting it resolved.

 

^^ so the other trucks insurance company is the same as mine! lol .. how would that work out then?

 

Sorry to hear Derek...that really sucks.

As far as the at-fault driver having the same insurance carrier as you...that should not be a problem. You would be filing a claim against the truck driver's liability policy for property damage rather than a claim against your policy for collision. You would not pay a deductable so long as you file against the truck driver's liability...and you would probably not have to pay a deductable filing on your own policy since you both have the same insurance carrier. Most insurance companies have an internal "subro" process in cases where the two insureds are covered by the same company...it happens more frequently than you might think. But you should definitely file against his liability rather than your collision.

BTW...I would recommend AutoWorld on Atlantic if you want to go back to stock. They only handle insurance claims work. They have the contract to repair all the AHM products brought into JaxPort that are damaged on the boat ride to the US. They do good work.

If you go aftermarket on the bumper...Visual FX in OP has a good reputation.

 

I hope you don't have Geico. I saved a bunch of time and headache by switching to USAA. BTW, I hate Geico.

 

sorry to about that bro- jacksonville drivers suck

 

negcamber is right regarding the insurance issue. If you have any questions, PM me, and I will walk you through the process.

 

i have State Farm Insurance.

 

you have a pm

 

Thank you.. I have had nothing but trouble finding good body shops that do good work. My last issue was with Orange Park collision. They told me that would replace my door and fender (on my civic) with oem parts. well they didnt! come to find out they did not replace anything! They just used bondo and straightened it out! After that I had to return to them 6 different times for my window not working right, and every time I took it back, they broke something else!!! "we fixed your window but scratched your door panel and we have to order a couple pieces of trim" they used screwdrivers to pry everything out!

very bad company!

 

Go for an AP2 bumper upgrade!