No hard feelings. Good luck.

:confused:

I wonder who's ahead now 10 years later...................I definitely know Matt is killing it.... Not sure about Aaron though.

It's funny reading this now years later. Matt is definitely killing it right now. Curious to see where Aaron ended up.

That was nuts LOL

I was just reading this and I didn't even look at the post dates until I read cd's at 5.xx%, I was like where?!

Although per my Guru Jim Cramer average return for s and p 500 over the past decades is around 10%, my experience is that managed mutual funds by a fund manager do not return that much,that's an aggressive investment proposal , 10% annual.

what you want to do is reduce debt right now, so there is more cash. then put 1/3 of her money in those mutual funds , then 1/3 you may choose and venture , and 1/3 cash. buying individual stocks is risky but rewards the best returns...right now APPL and COST are excellent stocks to buy and forget about as example and there are dividends on top of that over $2.60 per share, free money taxed at long term rates. as example appl is up 220% since 2014, yes that's right.

so it's debt reduction, investments, dividends, and cash handing, and then a bit of risk in there for the return, not to mention the juicy dividends.

i don't have a mutual fund to sell you on, i don't invest in them, I do individual stocks just for me for over 20 years. its work, constant education, and risk taking, not for everyone.

oh, and i have some experience with wealth and money managers, usually, not always their priorities are with themselves, what they can make money off as as management or sales, nothing wrong with that, we can't all do an oil change, and some of us need someone to give it to do for us. i have also found that those who were really good at it did not have to work!