Quick and easy question....

Can a debt that my wife created when we were not married effect my credit now?

 

Your credit score is tied to your individual credit history, unless she and you were both named in the debt than the answer is NO.

 

Thanks for your quick reply!

I have a debt for a hospital visit that's 15K on my credit history, and I haven't been to the doctors it at least 5 yrs, and that was on my insurance.

I don't even know where to begin on the dispute portion. Oh well, I'll figure it out. Thanks!

 

My credit score sucks.