what is your definition of *poor*?
This thread isn't about those who legitimately need help. This thread is about the net that catches the lazy. The person who is completely able physically and geographically to make it on their own, yet has no incentive to do so because the government gives them section 8 housing, free 80
zeiss, I agree with everything you wrote. On principle at least.
One thing about the MI-IN-OH auto belt is that there is a large group of people with a sense of entitlement that comes from decades of working in high paying union jobs. A lot of those people steadfastly balk at working jobs that don't pay $18 or $20/hr (or more) with great benefit packages, as that's what they got while the Big 3 were doing good. They may not all be loafers looking for a free ride, but a lot of them won't "stoop" until things are really bad... which is not too far away.
Welfare, as it is intended, is certainly not going to lead to a life of luxury. The people using their welfare money to buy bling are working the system heavily in their favor. Anyone on the up and up would be struggling on ~$300 month, even in the cheapest areas... and welfare tends to be concentrated in bigger cities where things aren't cheap.
As for the callous nature of some people... it'll never go away. Most affluent/wealthy people don't realize (or won't admit) that their wealth is built on a foundation of stability that a welfare state provides. We're approaching levels of income/wealth inequality not seen since prior to the Great Depression. If you have too many poor people struggling to get by, that creates a lot of instability and eventually violent upheaval. Yet a large portion of this country is adamant that as long as they're doing okay, everything is okay.
One thing about the MI-IN-OH auto belt is that there is a large group of people with a sense of entitlement that comes from decades of working in high paying union jobs. A lot of those people steadfastly balk at working jobs that don't pay $18 or $20/hr (or more) with great benefit packages, as that's what they got while the Big 3 were doing good. They may not all be loafers looking for a free ride, but a lot of them won't "stoop" until things are really bad... which is not too far away.
Welfare, as it is intended, is certainly not going to lead to a life of luxury. The people using their welfare money to buy bling are working the system heavily in their favor. Anyone on the up and up would be struggling on ~$300 month, even in the cheapest areas... and welfare tends to be concentrated in bigger cities where things aren't cheap.
As for the callous nature of some people... it'll never go away. Most affluent/wealthy people don't realize (or won't admit) that their wealth is built on a foundation of stability that a welfare state provides. We're approaching levels of income/wealth inequality not seen since prior to the Great Depression. If you have too many poor people struggling to get by, that creates a lot of instability and eventually violent upheaval. Yet a large portion of this country is adamant that as long as they're doing okay, everything is okay.
Originally Posted by vtec9,Jan 16 2008, 01:53 PM
Since when is money management a learned skill? Everyone over the age of five inherently knows that if you have a limited amount of money, and you spend too much on bullshit, you may not have enough for the necessities. This is not even common sense.. it's way to common to be categorized as such. I think what you're referring to, GT_2003, is a lack of giving a shit skill.
Originally Posted by chrisjgiuliano,Jan 16 2008, 10:53 AM
My head is exploding right now from making so many smart choices.
Ha, sorry, rough day at work. I'm just sick of hearing everyone whine about how it's not their fault that they are poor or in debt or whatever have you. No one is accountable for their own actions anymore. BTW, killer pic of Scarlett!
Ha, sorry, rough day at work. I'm just sick of hearing everyone whine about how it's not their fault that they are poor or in debt or whatever have you. No one is accountable for their own actions anymore. BTW, killer pic of Scarlett!

A lot of people aren't accountable for their own well being, and that's a cultural byproduct of a welfare state (see: France). Can you teach accountability? Should you ignore someone who has had a long run of bad breaks and needs a helping hand, just because a guy down the street abuses the system?
Not Scarlett by the way, but the resemblance is definitely there.
As a side note, and perhaps along the lines of what WestSideBilly is saying, is the idea that, "If I'm capable of working and managing my money, so is everyone else." It sounds like some people posting in this thread are making assumptions based on things they see. Thing is, there are several unseen factors...developmental delays, mental illness...
I've made assumptions too...including the idea that people with above average incomes tend to be more educated and more prone to critical thinking.
I've made assumptions too...including the idea that people with above average incomes tend to be more educated and more prone to critical thinking.
I see a lot of kids (16-25 year olds) who have absolutely no money management skills despite coming from middle/upper income families and having a good education. They're never forced to be part of monetary decisions until they get out on their own, and even then a lot of them rely on the Bank of Mom & Dad to stay afloat. It's not just poor people that struggle with this.
A good example...
Wednesday: "I can't afford my rent... is there any consequence to not paying on time?"
Saturday: "I'm bored with my Accord, I'm going to get a new car... what do you guys think about the MazdaSpeed 3?"
A good example...
Wednesday: "I can't afford my rent... is there any consequence to not paying on time?"
Saturday: "I'm bored with my Accord, I'm going to get a new car... what do you guys think about the MazdaSpeed 3?"
My definition of poor is:
1) Unable or unwilling to learn new things.
2) Unable to see opportunities and capitalize on them.
3) Unwilling to do without in order to gain.
4) Unwilling to change circumstances substantially in order to advance.
5) A lack of faith to provide the motivation to do what must be done.
It's a tough cookie to crack. How do you get people to change themselves? You can't. Either you find the wherewithall to do it yourself, or you don't. It's a struggle to motivate yourself, even. I guess it comes down to finding your lever and then exploiting it daily.
I don't think there is ever a "true" answer to what defines poor. It's a highly subjective matter. I've been poor myself many times in my life. I just didn't recognize it.
1) Unable or unwilling to learn new things.
2) Unable to see opportunities and capitalize on them.
3) Unwilling to do without in order to gain.
4) Unwilling to change circumstances substantially in order to advance.
5) A lack of faith to provide the motivation to do what must be done.
It's a tough cookie to crack. How do you get people to change themselves? You can't. Either you find the wherewithall to do it yourself, or you don't. It's a struggle to motivate yourself, even. I guess it comes down to finding your lever and then exploiting it daily.
I don't think there is ever a "true" answer to what defines poor. It's a highly subjective matter. I've been poor myself many times in my life. I just didn't recognize it.
Originally Posted by WestSideBilly,Jan 16 2008, 11:14 AM

A lot of people aren't accountable for their own well being, and that's a cultural byproduct of a welfare state (see: France). Can you teach accountability? Should you ignore someone who has had a long run of bad breaks and needs a helping hand, just because a guy down the street abuses the system?
Not Scarlett by the way, but the resemblance is definitely there.

Originally Posted by RBC3,Jan 16 2008, 01:14 PM
That is why I have said education and incentives to create a change of mindset!
I think we may have similar thoughts on the issue.
We should get together and have a beer







