S2000 Body and Paint Body kits, paint, ding repair and related discussions

insurnce and vandelized top

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Old Jul 5, 2012 | 10:41 AM
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Default insurnce and vandelized top

Went out to go to work, put the top down as soon as i hopped in. got back from work, put the top up and noticed light shinning where it doesnt normally shine when the top is up. look up to the right, looks like someone literally put their fist through my top.

monday night and last night were the ONLY nights my car is has ever been parked outside of the garage since i am replacing some things on my wife's car which is IN the garage.

so, what have your experiences been with this matter?
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Old Jul 5, 2012 | 01:52 PM
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when my cars top was cut and the seats were stolen insurance cut me a check for 8500 and this was 2 years ago. My car is an 02 and had 64000 at that time.
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Old Jul 8, 2012 | 11:46 AM
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hmmm. i am filing a claim on monday(tomorrow), and ill see where it gets me by the end of the week probably.
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Old Jul 14, 2012 | 02:06 PM
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updates? Curious because my uncles mustang got his top poked at with a knife and he just patched it.
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Old Jul 14, 2012 | 06:18 PM
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very interested to here how it goes, my top has recently been stolen and only 1 seat(driver side) had been stolen. havnt called insurance yet because i do not want to end up having them total it, my cars a 2000 with 49,xxx miles on it, any imput on what you think they would do?
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Old Jul 14, 2012 | 07:11 PM
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I can tell you it is covered under your comprehensive coverage. They are writing me a check. Dont know how kuch for yet as the adjuster came out friday morning. I bought an oem honda softtop though regardless. Not putting any bs aftermarket top on an s2000, thats just dumb.

I will update the thread when i see how cheap they expect everything to be done for.
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Old Jul 16, 2012 | 09:16 AM
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Any update? My cars top was slashed Saturday night. I made a thread under the "talk" section.
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Old Jul 16, 2012 | 08:04 PM
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update: insurance took care of me perfectly.

rated me at a new oem top for 1169.07 plus 81.83 tax. then 10.8 hours of 74.00/hr mechanical/electrical repair plus 55.94 in tax to install it.

so, 2,106.04 minus my 500 deductable. got a check for $1,606.04. very pleased that they didnt try to jip me and actually paid out to take care of my car correctly. :-)
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Old Jul 17, 2012 | 12:42 PM
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Originally Posted by teamvalorracing
update: insurance took care of me perfectly.

rated me at a new oem top for 1169.07 plus 81.83 tax. then 10.8 hours of 74.00/hr mechanical/electrical repair plus 55.94 in tax to install it.

so, 2,106.04 minus my 500 deductable. got a check for $1,606.04. very pleased that they didnt try to jip me and actually paid out to take care of my car correctly. :-)
They rated it $2200 to replace the top!? I think I might need a favor from a guy who knows a guy

Nah, I'm j/k. Fraud is bad kids. Now I'm less worried about it, though. I've always been worried about insurance claiming vandalism like that was the result of "wear" or something.
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Old Jul 20, 2012 | 07:01 AM
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i have state farm so they gave me top dollar for my stuff and the top was just about how much you got but it was the seats that costs alot. They would have totaled my car if they went to get me new seats so they researched how much seats were going for online and thats how they got their numbers. I was pleased with the outcome but it was a headache that i wish not to go through again.
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