yo

 

I haven't yet but, I've been considering it. I have a "no tracking a car I'm making payments on" policy. If I WAS making payments, I'd consider it a requirement, 'cause you'll keep making payments even if you ball it up.

 

$100/day? Yipes.

Your collision insurance should cover any damage sustained at an HPDE. Call your agent for details. Not sure about aftermarket parts.

Also, that site states the minimum deductible is $1,500.

 

Many insurance companies have written clauses in that exclude coverage on 'any surface used for racing or competition', or words to similar effect. I think at this point, it is the exception, rather than the rule, that regular 'street' insurance would cover damage from an HPDE. I'd not rely on calling anyone and ask for written confirmation. I did a fair bit of research when I was looking for theft/vandalism insurance for my racecar.

 

I have yet to find a policy that will cover hpde. All providers have update the policies in the past couple years.

 

We (www.MVPTrackTime.com) insure our track car with WSIB Insurance (www.WSIBInsurance.com) annually.

I think, as noted in an earlier post(s), most car insurance companies are including language to the effect of "No coverage will be extended to any racing surface".

Feff

 

Interesting. I'm calling my agent.

 

I just spoke with my Allstate agent.

Apparently, they are excluding HPDEs in newer policies. Fortunately, my coverage for events was grandfathered in (I've been with Allstate for 20 years.)

Also found out, since my policy is so old, they can only cancel my policy if I get a DUI or don't pay my premiums, and they can't raise my rates for tickets.

 

Can you insure my car for me?
Ill give you 10% on top

 

I forgot to mention, on top of all of that, my agent told me to send proof I attended the HPDE and he'd give me a 10% defensive driving discount.