Track Car Insurance or Not?
#1
Thread Starter
Track Car Insurance or Not?
I just bought a second S to put on the track for HPDE and some Open Track Days where I can find them. I will be driving this car a few days per week as I fix all the problems and work out the bugs it has so basic liablity is a must for a while.
I want input regarding insurance while it sits at home, in transit, sitting in the trailer at hotels, stored at the track over night, ect........ What do you guys do.
I want input regarding insurance while it sits at home, in transit, sitting in the trailer at hotels, stored at the track over night, ect........ What do you guys do.
#2
Registered User
I have my normal liability/comprehensive/collision insurance on my car. Until last year, I was actually covered on track. My insurance company changed their policies, though. But I kept the insurance because I often drive the car to/from the track, as well as to various garages. That also covers me against theft.
#4
Registered User
Originally Posted by iqbal624,Dec 5 2007, 04:47 PM
do any companies still cover insurance on the track?
Last I heard, Farmers still didn't have a track exclusion.
#5
Thread Starter
Thanks for the replies. I'm with Travelers and they will cover me while in a HPDE but like my agent told me, if I have a claim on track they will fix it then follow up with a separation letter. So far coverage without collision is $535 a year. I will know more today as I asked him to re-evaluate the "actual cash value" and "deductable" areas of the policy. I don't know if a multi-car policy can have diffeent deductables per vehicle.
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#9
Registered User
Originally Posted by Voodoo_S2K,Dec 6 2007, 01:46 PM
Best to call up your insurance company and asked them yourself. That's the only safe bet.