By the beard of Zeus! Im glad I bought the car before I got my insurance, otherwise I might have contemplated getting the s2k. Its only $1800/yr for my ZJ, what a huge difference. If your wondering, I'm 20, turning 21 in august, live in southern california and have a clean driving record. looks like ill be eating top ramen alot more now.

 

Wow...and I thought I had it bad. I pay about the same for an S and 4 other cars with 3 youthful drivers.

 

Wow that's absolute ripoff.

I pay 1,100 with typhoon insurance...and im 25

 

These are the only two facts you need to determine why the rate is so high. What is a ZJ? Jeep?

 

I pay nearly double that in the UK being 21 with clean licence, max no claims etc

 

I'm paying about 1,000 a year including every discout availiable from my agent. Multi car, ABS, accident free, anti theft and maybe some others I can't rember at the moment.

That is over twice what I paid for my last car, a Toyota MR2.

 

You may want to shop around with different companies....

 

Yea its a Jeep Grand Cherokee

 

21 years old and able to afford $3000/year for insurance?!? I guess everyone in California is rich, like on t.v. No way I could afford that, even now. When I was 20, I was a broke-ass college student!

Mine is about $600 for full coverage, but I can't remember if that's /year or /six months. Can't find the paperwork either. Plus I bought used.

Aside from your age and location, something else that plays a major role in your insurance rate is your credit score. Do you own your home? Pay your bills on time? Past loans are paid off?

Best Wishes,
-Bob

 

Mine was 3900 when i first got the car. Last year it was 1900 but I have a better driving record now.