It all depends on the body shop rates to get that 11k figured.

I had an accident where a lady T boned my passenger side. Not very extensive damange at all. Broken A-arm, dented in fender / outter door panel and a little scratch on the rear side panel. The parts to fix it didn't even hit 2,000 dollars but the labor for painting and installing the parts was over 6 thousand dollars ON TOP of the 2 thousand. Remember body shops will charge high rates to ins companies when it comes to claims like this. So just because its 11,000 worth of damage doesn't mean it really is. In other words, resale is not going to be affected to much depending on what was hit.

 

There's no such word.

 

You beat me to it.

 

Man, that really sucks. Make sure you get maximum dollars from your insurance to get the job done perfectly, and they will go after the guy who hit you for sure.

 

What about the anguishment, Charlie?

 

^

Builds character, George!

 

Good point.

 

Seriously, though, I'll bet there is a case for anguish. Although, I wonder if there's any legal precedent for something that's repairable or replaceable.

When someone damages some property that's important to you, it seems to me that the damage could be more than just physical. And, certainly, if something is irreplaceable, like a family heirloom or some work of art, then there must be examples of lawsuits.

Anyway, just curious. And, again, sorry for the OP.

 

if they aren't totalling it, then make a diminished value claim on top of the repairs.

 

Good luck with everything.

FYI: A mental anguish recovery in a civil suit WOULD NOT happen. Unless you can prove (with a degree of certainty of course) that (1) your car is a blood relative AND (2) the drunken tortfeasor's injury of your car really f***** up your ability to live a happy life. Otherwise, just get the car fixed and try a diminution in market value claim if your state allows for them.