S2000 Hydrolock & Insurance HELP!
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From: Arizona
OH by the way.. the night that I left it... it was vandalized .. broken window.. keyed completely.. dented in doors, kicked a headlight in.. various other damage.. this is like .. wow.. at this point.. got a police report done.. explained the situation.. its all documented.. about the rain incident .. car dying.. thats why it was left.. ( in a well lit area ) outside of my work.. Golds Gym.. in Plano, TX.. very high traffic area.. figure it would be okay right??? WRONG...
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From: hugo
Originally Posted by BLACKs2000kid' timestamp='1314932102' post='20936921
OH by the way.. the night that I left it... it was vandalized .. broken window.. keyed completely.. dented in doors, kicked a headlight in.. various other damage.. this is like .. wow.. at this point.. got a police report done.. explained the situation.. its all documented.. about the rain incident .. car dying.. thats why it was left.. ( in a well lit area ) outside of my work.. Golds Gym.. in Plano, TX.. very high traffic area.. figure it would be okay right??? WRONG...
You may have saw my other car however.. 2008 BMW 335i parked on the top level on the side all the time.
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Lucky for you, this same basic thing happened to me on my SRT-4.
Drove through a large, deep area of water that I couldn't see (it was at night and the road had improper drainage) and the engine hydrolocked in cylinder 3.
Had to get the piston rod replaced because it snapped, but after draining all of the water out, the engine was fine otherwise.
It was covered by my car insurance. Just had to pay the deductible. It was considered damage due to a natural disaster or "act of god" as they typically call it.
It took longer than it should have to get everything coordinated, but the insurance took care of it.
Drove through a large, deep area of water that I couldn't see (it was at night and the road had improper drainage) and the engine hydrolocked in cylinder 3.
Had to get the piston rod replaced because it snapped, but after draining all of the water out, the engine was fine otherwise.
It was covered by my car insurance. Just had to pay the deductible. It was considered damage due to a natural disaster or "act of god" as they typically call it.
It took longer than it should have to get everything coordinated, but the insurance took care of it.
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From: Arizona
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From: hugo
Lucky for you, this same basic thing happened to me on my SRT-4.
Drove through a large, deep area of water that I couldn't see (it was at night and the road had improper drainage) and the engine hydrolocked in cylinder 3.
Had to get the piston rod replaced because it snapped, but after draining all of the water out, the engine was fine otherwise.
It was covered by my car insurance. Just had to pay the deductible. It was considered damage due to a natural disaster or "act of god" as they typically call it.
It took longer than it should have to get everything coordinated, but the insurance took care of it.
Drove through a large, deep area of water that I couldn't see (it was at night and the road had improper drainage) and the engine hydrolocked in cylinder 3.
Had to get the piston rod replaced because it snapped, but after draining all of the water out, the engine was fine otherwise.
It was covered by my car insurance. Just had to pay the deductible. It was considered damage due to a natural disaster or "act of god" as they typically call it.
It took longer than it should have to get everything coordinated, but the insurance took care of it.
ya thanks for input.. i spent hours going over my policy, i fee like i am in the clear and have all the solid evidence i need to prove the cause. I am thinking this one will be a total loss...
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From: hugo
Why can't the s2000 be a submarine like the NSX
http://www.youtube.com/watch?v=s5euSjOBYQY
http://www.youtube.com/watch?v=s5euSjOBYQY
this is just madnesssss
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The standard auto insurance will not cover mechanical issues, unless they were caused by a covered loss (collision, vandalism, etc). So you're on your own for the hydrolock. The vandalism should be covered, as long as you carry Comprehensive coverage.
As for filing a claim, each insurer will have their own language around that, but most state that the claim has to be filed "within a reasonable amount of time" and leave it at that, open to interpretation. Given that you've had family issues (house fire), I'd say that you had other things on your mind and that your claim was filed within those parameters.
As for filing a claim, each insurer will have their own language around that, but most state that the claim has to be filed "within a reasonable amount of time" and leave it at that, open to interpretation. Given that you've had family issues (house fire), I'd say that you had other things on your mind and that your claim was filed within those parameters.
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The standard auto insurance will not cover mechanical issues, unless they were caused by a covered loss (collision, vandalism, etc). So you're on your own for the hydrolock. The vandalism should be covered, as long as you carry Comprehensive coverage.
As for filing a claim, each insurer will have their own language around that, but most state that the claim has to be filed "within a reasonable amount of time" and leave it at that, open to interpretation. Given that you've had family issues (house fire), I'd say that you had other things on your mind and that your claim was filed within those parameters.
As for filing a claim, each insurer will have their own language around that, but most state that the claim has to be filed "within a reasonable amount of time" and leave it at that, open to interpretation. Given that you've had family issues (house fire), I'd say that you had other things on your mind and that your claim was filed within those parameters.
http://www.geico.com/getaquote/auto/...ges-explained/
#4
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From: hugo
The standard auto insurance will not cover mechanical issues, unless they were caused by a covered loss (collision, vandalism, etc). So you're on your own for the hydrolock. The vandalism should be covered, as long as you carry Comprehensive coverage.
As for filing a claim, each insurer will have their own language around that, but most state that the claim has to be filed "within a reasonable amount of time" and leave it at that, open to interpretation. Given that you've had family issues (house fire), I'd say that you had other things on your mind and that your claim was filed within those parameters.
As for filing a claim, each insurer will have their own language around that, but most state that the claim has to be filed "within a reasonable amount of time" and leave it at that, open to interpretation. Given that you've had family issues (house fire), I'd say that you had other things on your mind and that your claim was filed within those parameters.
you see, this is the same kinda thinking i had, until i actually did the research and got to the bottom of it. I think my comprehensive coverage will take care of the issue if it was caused by an uncontrolled event involving water. It states plainly in the policy ... sudden loss due to .. fire,flood,water,earthquake..etc..
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From: hugo
Originally Posted by Pauly1234' timestamp='1315146786' post='20942671
The standard auto insurance will not cover mechanical issues, unless they were caused by a covered loss (collision, vandalism, etc). So you're on your own for the hydrolock. The vandalism should be covered, as long as you carry Comprehensive coverage.
As for filing a claim, each insurer will have their own language around that, but most state that the claim has to be filed "within a reasonable amount of time" and leave it at that, open to interpretation. Given that you've had family issues (house fire), I'd say that you had other things on your mind and that your claim was filed within those parameters.
As for filing a claim, each insurer will have their own language around that, but most state that the claim has to be filed "within a reasonable amount of time" and leave it at that, open to interpretation. Given that you've had family issues (house fire), I'd say that you had other things on your mind and that your claim was filed within those parameters.
http://www.geico.com/getaquote/auto/...ges-explained/
#4
Not only do I have comprehensive coverage.. but we have been with our insurance for over 10 years paying premiums on all our vehicles .. no accidents in over 3 years.. never had a major accident.. we are at "Diamond" level and have the added perk of "Major Accident Forgiveness" .. so.. I really do feel like its going to be covered!