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mine was only 11 dollars more per month to get a 100 deductable as opposed to 500.
$11 a month works out to $132 a year. Keep the $500 deductable, put $132 a year in the bank for 3.3 years. After 3.3 years you'll have an extra $11 a month for mods and $400 to put towards the deductable if something happens.
we should get a discount on our insurance rate with Kodokan's seat lock.
someone should mention them seats locks and see what dicount they get from the insurance company.