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Is the S2000 still generally expensive to insure?

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Old Jun 9, 2015 | 09:08 AM
  #11  
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When I was adding my AP1 to my insurance, the girl said something to the effect of, "Thats a hot car." I said, "I know, right?" She laughed and said, "No. I mean it has a high horsepower to weight ratio and will be more expensive." LOL!
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Old Jun 9, 2015 | 10:48 AM
  #12  
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Originally Posted by dwb993
When I was adding my AP1 to my insurance, the girl said something to the effect of, "Thats a hot car." I said, "I know, right?" She laughed and said, "No. I mean it has a high horsepower to weight ratio and will be more expensive." LOL!
Hahaha
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Old Jun 9, 2015 | 11:00 AM
  #13  
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Originally Posted by takeshi
As always with insurance threads -- get quotes. There are a lot of variables at play. Expensive is subjective as well.
^^ This.

If the cost of the insurance is going to impact your decision to seek out and buy another S2000, then the best course of action is to get actual, real numbers from your insurance provider. What others may "feel" about the cost of insurance on an S2000 won't really matter one way or the other. It has been my experience that what one person considers expensive another person considers peanuts.
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Old Jun 9, 2015 | 12:34 PM
  #14  
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MY01 $264 for the year
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Old Jun 9, 2015 | 01:16 PM
  #15  
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Originally Posted by JohnsS2000
MY01 $264 for the year
To insure just the front half of the car right?

Wish my rates were that low!
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Old Jun 9, 2015 | 01:22 PM
  #16  
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Don't forget a lot of the big companies are using "insurance scores" basically your credit score.

So so credit means higher rates with these companies.

They say that people with lower credit scores are more likely to have claims.
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Old Jun 9, 2015 | 01:53 PM
  #17  
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Thanks for the replies everyone. I was just asking generally, but I do understand that the rates can vary depending on driver, location, and MY. However for most of you though it doesn't seem to be overly expensive. My 2013 Accord is about $75/M full coverage. Could've got it cheaper but it's a lease. Anyway though I don't think I should have too much of a problem. Like I said I'm 28 with a very clean record
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Old Jun 10, 2015 | 03:55 AM
  #18  
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Originally Posted by common reactor
I haven't owned an S2000 in eight years and I've been looking into them more seriously recently. I understand that the car is a roadster and that can't mean cheap car insurance. However the car I'd be buying would be 10 years old. I'm 28 and I have a very clean record. Just wondering if you all feel that this car is still expensive to insure, especially compared to your other vehicles if you have others. Thanks if you can respond.

Matt
Did you ever think to just ask your insurance agent???
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Old Jun 10, 2015 | 02:58 PM
  #19  
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Just get liability 100/300coverage. Mine is like $300 for the whole year. There's no point paying high insurance prices for full coverage for a sub $15,000 car.
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Old Jun 10, 2015 | 03:13 PM
  #20  
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Originally Posted by riceball777
There's no point paying high insurance prices for full coverage for a sub $15,000 car.
If one can afford to crash their $14,999 valued car and walk away from the loss of that entire amount, then yes, you are correct that there is no point in having full coverage on that car. It all kind of depends on what one can afford to risk losing.
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