If anyone needs a reason NOT to bank at Wells Fargo, feast your eyes on this:

12/12/02 OVERDRAFT FEE $30.00
12/12/02 OVERDRAFT FEE $30.00
12/12/02 OVERDRAFT FEE $30.00
12/12/02 OVERDRAFT FEE $30.00
12/11/02 CHECK CRD PURCHASE 12/10 REGISTER.COM WEBSITE 800-899-9723 NY 533471XXXXXX8406 7843286P800L44H71 ?MCC=4816 121042882DA $34.99
12/11/02 CHECK CRD PURCHASE 12/10 REGISTER.COM WEBSITE 800-899-9723 NY 533471XXXXXX8406 7843286P800L44H2W ?MCC=4816 121042882DA $34.99
12/11/02 CHECK CRD PURCHASE 12/10 REGISTER.COM WEBSITE 800-899-9723 NY 533471XXXXXX8406 7843286P800L44H1A ?MCC=4816 121042882DA $34.99
12/11/02 CHECK CRD PURCHASE 12/10 REGISTER.COM WEBSITE 800-899-9723 NY 533471XXXXXX8406 7843286P800L44H09 ?MCC=4816 121042882DA $34.99

I had $27.94 in that account. Register.com banged through 4 automatic renewals for domain name registrations I ordered on my check card. Of course WF approved them even though I didn't have enough money in that account and even though I had called them before about this very same issue and told them specifically to DECLINE any transaction if there wasn't enough money in the account.

Wells Fargo, burn in hell

 

I feel you...
Also, do not bank at Merreck Bank...

 

I sent them an email via their automatic email form expressing my feelings on this. I told them it was bleeping bleep bleep and they had bleeped me up the bleep for the last time. I closed saying bleep you and die.

I feel better but I'm still out $120

 

Gee let me think 9$ service fee,5$ ? fee,9$ service fee/your account has magicly been overdrawn in the middle of my home purchase, Oh were sorry that was some other guy with the same name as yours, "F**kin A**holes" they might as well charge me to park in there god damn parking lot to.

 

I feel your pain Erik - this week, I was out $180 in overdrafts because of an incompetent Credit Union who didn't put a wire through correctly. Thus, I was hit with 6 overdrafts this week - and ouch, that smarts. The wire took a mere 51.5 hours to go through. And this is odd, when I do wires to Canada, UK, France and Japan often enough - they go through within 30min to an hour. I don't get this, but I can't pin it on the customer - and the customer's credit union stated "we dont have that information" when inquiring WHEN they sent the wire through. I call them blatant liars. /end rant.

 

Erik... They will reverse them, at least all buy one... Call 'em.

 

Don't get nasty. Talk to a real person, explain the problem, and they will likely remove the charges. This is standard operating procedure for banks.

Tony

 

Hey mntony, is that you in your avatar? Cause if it is, you like Charles Manson, hehe...

 

Kind of makes paypal look good, doesn't it?

In all seriousness - mtony has a point. Sweetalk the $hit out of a customer service rep and I bet she'll make the overdraft charges go away.

 

Actually I did speak to someone the last time this happened and was told it was my tough luck. I wouldn't react badly if there was some possible misunderstanding. Unfortunately there isn't.

I will be speaking to them on this occation too however I doubt there will be any correction in my favor.