I did, as things are getting worse, im not taking any chances. From what i have seen so far the benifits seem to be pretty good. Cost was $110.00 per year, you
get a free credit report every year, they have sent notices, not send me any
credit card offers, this in the last 2 days. To me this is a very cheap way to keep
and eye on things.

Bill

 

I'd have some concerns.

http://redtape.msnbc.com/2008/02/experian-sues-l.html

 

My bank provides a free credit report. I believe that most banks will, just ask.

 

Experian has issues, well ok. I would rather have someone looking
after me, rather than me looking after me. This just seems an easy
way to go about it. It would also seem to me that your giving LL premission to do so.

 

It's been obvious since the beginning that you could do all that for free, by yourself. But having someone else do it it easier for some.

I've considered it, but not done anything on it yet.

JonasM

 

This is how to stop junk mail: https://www.optoutprescreen.com/opt_form.cgi

It takes less than a minute to complete. I did one for my wife and I last month, the CC offers have almost stopped. The only CC offer that I have received lately is from Chase. I used to receive them almost every day.

 

I signed up for monitoring way back some time ago. It only costs $5.95/mo. I get a notice whenever anyone does a check on any of the 3 large reporting companies OR whenever there is a change to my score.

 

and you can get a once annual FREE credit report from each of the 3 big players at

http://www.annualcreditreport.com