Cat B write off advice
I ran into some of that S2000-specific oil on the road on a wet bend in Scotland on Friday night, and after a brief but exciting spin, backwards up a bank and roll over moment, my car is well and truly fecked.
I'd like to get it back, to strip for parts for the next one, but I don't think the insurers will let me as it's Cat B so a pro salvage yard has to dismantle it.
Anyone know what my rights are ref. Getting bits off the car or getting the whole thing back? Are there any loopholes to exploit.
It's got a good 75k engine with a new clutch, new hood and all my mods so it's got a lot of value in it, even though it's undrivable.
Cheers,
FB
I'd like to get it back, to strip for parts for the next one, but I don't think the insurers will let me as it's Cat B so a pro salvage yard has to dismantle it.
Anyone know what my rights are ref. Getting bits off the car or getting the whole thing back? Are there any loopholes to exploit.
It's got a good 75k engine with a new clutch, new hood and all my mods so it's got a lot of value in it, even though it's undrivable.
Cheers,
FB
That's terrible news Fatbloke, hope that you walked away unharmed.
I've not heard of a CAT B having to be dismantled by a pro (registered) salvage yard, I thought that the body shell had to be crushed, if you strip out the "goodies" yourself then you are bound to be charged to have it crushed. But bear in mind the car once the insurers pay out it is their property and they will want to recoupe what they can by selling it to a scraper, you will have to get a certificate of destruction within a set time to stay legal. That's the way I think it works, could be wrong.
I've not heard of a CAT B having to be dismantled by a pro (registered) salvage yard, I thought that the body shell had to be crushed, if you strip out the "goodies" yourself then you are bound to be charged to have it crushed. But bear in mind the car once the insurers pay out it is their property and they will want to recoupe what they can by selling it to a scraper, you will have to get a certificate of destruction within a set time to stay legal. That's the way I think it works, could be wrong.
Thanks again, folks.
I suspect H&S policy will mean that if I want anything from the car, the yard will have to remove the parts, rather than old skool scrap yard 'turn up with your tool kit and get spannering' protocol, and given that I'm at the other end of the UK to where the car is, the logistics PITA factor will play a part. That's why getting it delivered to my drive, or renting a truck to go collect it, would have been a much more workable solution.
If the insurance valuation is good then it's a non-issue, but I very much doubt they'll offer what it's cost me.
I've made a list of what I'd like back, so I'll have to see what deal I can do with the scrappers, assuming that the wheels are still round and the coilovers aren't bent etc.
I suspect H&S policy will mean that if I want anything from the car, the yard will have to remove the parts, rather than old skool scrap yard 'turn up with your tool kit and get spannering' protocol, and given that I'm at the other end of the UK to where the car is, the logistics PITA factor will play a part. That's why getting it delivered to my drive, or renting a truck to go collect it, would have been a much more workable solution.
If the insurance valuation is good then it's a non-issue, but I very much doubt they'll offer what it's cost me.
I've made a list of what I'd like back, so I'll have to see what deal I can do with the scrappers, assuming that the wheels are still round and the coilovers aren't bent etc.
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Damn, sorry to hear. Glad you're okay.
My experience in 2010 was that I was allowed to turn up with tools to reclaim/swap modified parts once the insurance company had declared it as scrapped (not sure what Category it was because the underwriting Engineer said it could be returned to roadworthy condition, it was the value that was the arbiter, maybe it was Cat D or C?), and as long as I left a 'rolling chassis' that was adequate.
The payout was quite generous I thought; £14k at 3 years old and 45k miles. Hope you get offered what you're happy with and are back in another soon.
My experience in 2010 was that I was allowed to turn up with tools to reclaim/swap modified parts once the insurance company had declared it as scrapped (not sure what Category it was because the underwriting Engineer said it could be returned to roadworthy condition, it was the value that was the arbiter, maybe it was Cat D or C?), and as long as I left a 'rolling chassis' that was adequate.
The payout was quite generous I thought; £14k at 3 years old and 45k miles. Hope you get offered what you're happy with and are back in another soon.









