UK & Ireland S2000 Community Discussions related to the S2000, its ownership and enthusiasm for it in the UK and Ireland. Including FAQs, and technical questions.

Hello from over the pond

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Old Feb 16, 2009 | 05:29 PM
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Hi all,

My name is James and I'm born and raised in Northampton.
I've been living in the US for the last 10 years and now that I'm 22 I will be moving back to the UK with my family.

My question to you guys: At age 22 is it possible to insure an s2000 in the UK? Any difference if it's a left hand drive one. I don't remember exactly how the insurance system works but my cousins have been telling me there are limitations.

I plan on selling my car over here, however if it's possible for me to immediately get an AP1 s2000 in the UK I want to and as thus will not sell some items.

All your help will be appreciated while I do my own research in the meantime.

Thanks

J's

**edit I had a stupid moment!! If i get the car under my mums name and insure it that way also, there should be no issues right?
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Old Feb 16, 2009 | 05:57 PM
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Unless you pass your UK test first, you won't have a hope.
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Old Feb 16, 2009 | 06:04 PM
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Originally Posted by Hypersonik,Feb 16 2009, 09:57 PM
Unless you pass your UK test first, you won't have a hope.
Well that would be obvious but I already have a UK drivers license
.

James
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Old Feb 16, 2009 | 06:27 PM
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Originally Posted by Js S2k,Feb 17 2009, 02:29 AM
I've been living in the US for the last 10 years and now that I'm 22 I will be moving back to the UK with my family.
I guess you came back on a secondment then to pass your test!

Cool, well, you still may have issues.

Put it this way, I tried to get my Fiancee (6 years no clams bonus she had on her own car) insured under my policy and she was 24.

It jumped up from
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Old Feb 16, 2009 | 06:30 PM
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[QUOTE=Hypersonik,Feb 16 2009, 10:27 PM] I guess you came back on a secondment then to pass your test!

Cool, well, you still may have issues.

Put it this way, I tried to get my Fiancee (6 years no clams bonus she had on her own car) insured under my policy and she was 24.

It jumped up from
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Old Feb 16, 2009 | 11:02 PM
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Originally Posted by Js S2k,Feb 17 2009, 02:29 AM
**edit I had a stupid moment!! If i get the car under my mums name and insure it that way also, there should be no issues right?
This is a well-known practice here called "fronting" and represents fraud. The insurance companies are wise to it and if you get caught or have to make a claim and they found out, major problems will be coming your way. You will reduce the premium if you are named as main driver and she is added as a second driver. Do not have it the other way around if that's not the case.

Insuring an S2000 here will be very expensive for you. If I were you, I'd suffer something a bit slower for a year or two in order to build up a no claims bonus, which will reduce costs a great deal. Sorry to be the bearer of bad news.

You might get lucky though, it never hurts to phone around or use the comparison websites or Chris Knott (see the traders forum).
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Old Feb 16, 2009 | 11:09 PM
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The UK S2000's are the same as the US AP1's.
No cruise control on our cars.

How long have you had you had your UK licence?
It is possible... but it will be expensive

Things will probably get wierd if you bring a left hooker over.
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Old Feb 16, 2009 | 11:40 PM
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Insure it under your own name with your mum as named driver. This seems to reduce the premiums quite a bit. My son had quotes for his car with me as named and his mother as named, the latter was a lot cheaper!
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Old Feb 17, 2009 | 02:34 AM
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or get traders insurance ? but you will build up no ' no claims '
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Old Feb 17, 2009 | 05:19 AM
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Originally Posted by lovegroova,Feb 17 2009, 03:02 AM
This is a well-known practice here called "fronting" and represents fraud. The insurance companies are wise to it and if you get caught or have to make a claim and they found out, major problems will be coming your way. You will reduce the premium if you are named as main driver and she is added as a second driver. Do not have it the other way around if that's not the case.

Insuring an S2000 here will be very expensive for you. If I were you, I'd suffer something a bit slower for a year or two in order to build up a no claims bonus, which will reduce costs a great deal. Sorry to be the bearer of bad news.

You might get lucky though, it never hurts to phone around or use the comparison websites or Chris Knott (see the traders forum).
WOW

This is common place in America to be on your parents insurance!!!

WOW again
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