UK & Ireland S2000 Community Discussions related to the S2000, its ownership and enthusiasm for it in the UK and Ireland. Including FAQs, and technical questions.

Insurance prices at 18 years old

Thread Tools
 
Old Jun 17, 2025 | 12:03 PM
  #1  
antapro's Avatar
Thread Starter
Registered User
Liked
 
Joined: Jul 2023
Posts: 15
Likes: 2
From: England
Default Insurance prices at 18 years old

Hi all, im probably going to get a lot of people to tell me to just wait until im a little bit older before i buy one of these. (i am going to buy one before i next summer no matter what, ive worked very hard to save up)

im looking to buy an s2000 within the next year and have started to look now as theres a certain colour, year and milage range that i am looking for,
unfortunatly i am currently getting quoted upwards for 4-5k a year for no blackbox and £1700 with a black box. i was wondering if there is anyone who is 18/19/20 etc that has any tips on where to try look for insurance (what companys and if there are any better than others.)

thanks ahead of time for the advice
Reply
Old Jun 17, 2025 | 12:27 PM
  #2  
engifineer's Avatar
Moderator
10 Year Member
Community Builder
Liked
Loved
 
Joined: May 2014
Posts: 7,836
Likes: 2,438
Default

Hey, if you saved the money, buy the car you want! No one should judge you there.

I am in the states so cant speak to what sort of insurance you have available there. But, I do highly recommend (if you can get it) agreed upon value policies on this car. They tend to sell for more than blue book and insurance companies are known for short changing you on the values if something happens. But you have to factor in how much you will drive it too. But for example, a lot of us use Hagerty here (I am thinking they do not cover in the UK but maybe Grundy does?). The agreed value simply means you set the value you want for the car and the miles you want to drive it per year and that is how the rates are factored in. If it gets stolen or totaled, you get that much, no questions, no messing around with what the insurance thinks it is worth etc.

Again, may not be a good option there or at your age but worth looking into. I am sure you will get some great feedback from the folks on here though that live in your area. Welcome to the group!
Reply
Old Jun 17, 2025 | 12:40 PM
  #3  
antapro's Avatar
Thread Starter
Registered User
Liked
 
Joined: Jul 2023
Posts: 15
Likes: 2
From: England
Default

Sadly for classic car insurance in the uk (Hagerty) you have to have held a driving license for 5 years
Reply
Old Jun 17, 2025 | 03:56 PM
  #4  
noodels's Avatar
 
Joined: Nov 2013
Posts: 6,296
Likes: 603
From: Norfolk UK
Default

get a quote for to cover in 3 weeks time on a comparison site
Reply
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
stupkid
Car and Bike Talk
40
Feb 27, 2014 12:51 AM
gotloveforall
Southern Ontario S2000 Owners
10
Jul 31, 2010 01:49 PM
ludeboye
Southern Ontario S2000 Owners
44
Jul 29, 2003 11:43 AM




All times are GMT -8. The time now is 07:06 PM.