Insurance prices at 18 years old
Hi all, im probably going to get a lot of people to tell me to just wait until im a little bit older before i buy one of these. (i am going to buy one before i next summer no matter what, ive worked very hard to save up)
im looking to buy an s2000 within the next year and have started to look now as theres a certain colour, year and milage range that i am looking for,
unfortunatly i am currently getting quoted upwards for 4-5k a year for no blackbox and £1700 with a black box. i was wondering if there is anyone who is 18/19/20 etc that has any tips on where to try look for insurance (what companys and if there are any better than others.)
thanks ahead of time for the advice
im looking to buy an s2000 within the next year and have started to look now as theres a certain colour, year and milage range that i am looking for,
unfortunatly i am currently getting quoted upwards for 4-5k a year for no blackbox and £1700 with a black box. i was wondering if there is anyone who is 18/19/20 etc that has any tips on where to try look for insurance (what companys and if there are any better than others.)
thanks ahead of time for the advice

Hey, if you saved the money, buy the car you want! No one should judge you there.
I am in the states so cant speak to what sort of insurance you have available there. But, I do highly recommend (if you can get it) agreed upon value policies on this car. They tend to sell for more than blue book and insurance companies are known for short changing you on the values if something happens. But you have to factor in how much you will drive it too. But for example, a lot of us use Hagerty here (I am thinking they do not cover in the UK but maybe Grundy does?). The agreed value simply means you set the value you want for the car and the miles you want to drive it per year and that is how the rates are factored in. If it gets stolen or totaled, you get that much, no questions, no messing around with what the insurance thinks it is worth etc.
Again, may not be a good option there or at your age but worth looking into. I am sure you will get some great feedback from the folks on here though that live in your area. Welcome to the group!
I am in the states so cant speak to what sort of insurance you have available there. But, I do highly recommend (if you can get it) agreed upon value policies on this car. They tend to sell for more than blue book and insurance companies are known for short changing you on the values if something happens. But you have to factor in how much you will drive it too. But for example, a lot of us use Hagerty here (I am thinking they do not cover in the UK but maybe Grundy does?). The agreed value simply means you set the value you want for the car and the miles you want to drive it per year and that is how the rates are factored in. If it gets stolen or totaled, you get that much, no questions, no messing around with what the insurance thinks it is worth etc.
Again, may not be a good option there or at your age but worth looking into. I am sure you will get some great feedback from the folks on here though that live in your area. Welcome to the group!
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