I'm very lucky when it comes to SAINT. I've been to three summer picnics and one raffle prizes as the first pick each time including this year. They just joined with the Rotary Club fundraiser Duck Race last Saturday and I bought $250 worth of ducks for it. Originally I thought of donating some or helping someone I know but then between home owners insurance for two homes and five cars, two HOAS, and my income tax quarterly payments I decided it's going in the bank. Very unexpected surprise.