or you could just try to get a great lease deal on a car and minimize your payments - ex 06 s2000's were on special for $299/mo last August - I got mine for $387/mo, $0 down, 15,000 miles/yr for 3 years. That would save you a buttload over your lexus payment - you can still drive a nice car, but avoid the large monthly outlay. You like new cars anyways; unless you hold them for a longer period of time, it makes no sense to buy.

 

I need 4 doors to move around teh 5 and 7 year old. I take them to school primarily (1 mile round trip )

Id still have my 2001 S2000 if not for them.