Well, exactly.

If in doubt declare it.

 

I have policies with 3 different insurers and all they do is say that I need to tell them about any modifications. This will include anything that isn't OEM or standard with the car, Oil filters, brake pads/discs, roof racks, rain sensors, reverse parking sensors upgraded alloys (bought with the car from the dealer). ANY dealerfit or optional extras fitted to any car OEM or otherwise are modifications according to one insurance company.

I wonder how many people fall into that category.

 

Here's Admiral's policy on this:

Remember, this only relates to replacement/repairs to the policyholder's car, and not to 3rd party elements. If you want additional cover to pay for replacement of optional extras, you have to pay for it, in the the same way as you do when you specify them in the first place.

For example, you can buy a standard Boxster, which costs around

 

My postcode has made a bigger difference than age.

Can't comment on the sex thing though. I'd have thought having sex whilst driving would be quite hazardous though.

 

[QUOTE=lovegroova,May 2 2008, 04:50 AM] Here's Admiral's policy on this:



Remember, this only relates to replacement/repairs to the policyholder's car, and not to 3rd party elements. If you want additional cover to pay for replacement of optional extras, you have to pay for it, in the the same way as you do when you specify them in the first place.

For example, you can buy a standard Boxster, which costs around

 

.. because if you are having too much your concentration goes?