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Old Jun 7, 2010 | 09:44 AM
  #1691  
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Originally Posted by espelirS2K,Jun 7 2010, 09:39 AM
What sucked me in was the 0% for one year . Then I get a statement... 29.33% WTF!!!

Anyways, so it seems I should go with plan a) and pay off all my debt, yeah?
That'd be my advice.

Also, the overhead on the S2000 is still relatively high, IMHO (I'm thinking tires, gas). Compare that to the TCO against a Fit, Civic, Yaris, Versa. . . However, compare it again against what you'd like by next year, within two years, then 5 years.

Within 5 years, you might think a used S5 would be a spicy meatball.
Old Jun 7, 2010 | 09:48 AM
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Originally Posted by 8D_In_Trunk,Jun 7 2010, 10:44 AM
That'd be my advice.

Also, the overhead on the S2000 is still relatively high, IMHO (I'm thinking tires, gas). Compare that to the TCO against a Fit, Civic, Yaris, Versa. . . However, compare it again against what you'd like by next year, within two years, then 5 years.

Within 5 years, you might think a used S5 would be a spicy meatball.
My only thought in pursuing the sale of the S2000 would be that I could use the money I would be spending on the payments to severely pay-down my 29% c/c.

But I agree.. TCO of the S2000 is very high, compared to the Element I (will) want to get.
Old Jun 7, 2010 | 09:59 AM
  #1693  
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Originally Posted by shareall,Jun 7 2010, 09:39 AM
Unkie, with my new job, I may be forced to take a week (or two) of holidays in mid-December. I'm planning a pretty significant trip for Spring 2011, so I can't break the bank, but I would like to go somewhere warmer than it will be here, but not an all inclusive. Any suggestions?
Well, the sofa at Chateau Trunkie is available. . .

I'd also look at Floriduh, California Central Coast (slightly cheaper than Southern California proper), Sedona Arizona, and possibly the Texas or Southern Coasts (oil slick swimming optional).

Mexico is also pretty nice, and with the Euro down, you may find some bargains. I'm partial to Cabo/Baja myself, but I've been told Puerto Vallarta is also nice.

Unfortunately, Winter getaways really do lend themselves to all-inclusives. 3-4 day cruise could be tip-top.
Old Jun 7, 2010 | 10:00 AM
  #1694  
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Originally Posted by espelirS2K,Jun 7 2010, 09:48 AM
My only thought in pursuing the sale of the S2000 would be that I could use the money I would be spending on the payments to severely pay-down my 29% c/c.

But I agree.. TCO of the S2000 is very high, compared to the Element I (will) want to get.
I think you just listed two upsides.
Old Jun 7, 2010 | 10:11 AM
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Originally Posted by 8D_In_Trunk,Jun 7 2010, 11:00 AM
I think you just listed two upsides.


See this is what I'm getting at! Spend the ~$2400 to seriously pursue the sale of the S2000, and HOPE it sells:

Pro: free up ~$650/month in up-keep.
Con: it may not sell, any penalties for ending lease early if I pay it off?

Pay off all debt:

Pro: be debt free, minus the s2000 (which equates to about $180/month).
Con: still have the s2000 to worry about..
Old Jun 7, 2010 | 10:17 AM
  #1696  
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Originally Posted by espelirS2K,Jun 7 2010, 10:11 AM


See this is what I'm getting at! Spend the ~$2400 to seriously pursue the sale of the S2000, and HOPE it sells:

Pro: free up ~$650/month in up-keep.
Con: it may not sell, any penalties for ending lease early if I pay it off?

Pay off all debt:

Pro: be debt free, minus the s2000 (which equates to about $180/month).
Con: still have the s2000 to worry about..
It's okay to try and sell it. . . and if you don't. . . $180/month is not horrible - it's the long term outstanding things that'll bite you in the boo-boo.
Old Jun 7, 2010 | 10:20 AM
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Originally Posted by 8D_In_Trunk,Jun 7 2010, 01:59 PM
Well, the sofa at Chateau Trunkie is available. . .

I'd also look at Floriduh, California Central Coast (slightly cheaper than Southern California proper), Sedona Arizona, and possibly the Texas or Southern Coasts (oil slick swimming optional).

Mexico is also pretty nice, and with the Euro down, you may find some bargains. I'm partial to Cabo/Baja myself, but I've been told Puerto Vallarta is also nice.

Unfortunately, Winter getaways really do lend themselves to all-inclusives. 3-4 day cruise could be tip-top.
Thanks.

Don't have a lot of interest in Florida, but I hadn't thought of Cali's central coast or Arizona (why Sedona?). Texas is also an option as I'd have a free place to stay there as well. I'll probably skip Mexico as I'd prefer to go somewhere I haven't been before. (We did Nuevo Vallarta and it was exactly what I needed at the time. ) You also got me thinking that a cruise in the Bahamas could be an option too.

Now that I know I'll still be living so close to a US airport (and therefore can get cheaper flights), the travel plans are quickly expanding!
Old Jun 7, 2010 | 10:27 AM
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Hey Unkie who do you think will win the World Cup this year?
Old Jun 7, 2010 | 10:36 AM
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Originally Posted by shareall,Jun 7 2010, 10:20 AM
Thanks.

Don't have a lot of interest in Florida, but I hadn't thought of Cali's central coast or Arizona (why Sedona?).
Sedona is a bit of a new age/hippie community, and has a lot of culture and relaxation facilities for the middle of the desert. The natural scenery is quite nice - high desert mesas and the like - there's ample mountain biking, hiking, and jeep tours of the red rocks.
Old Jun 7, 2010 | 10:40 AM
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Originally Posted by s2ko,Jun 7 2010, 10:27 AM
Hey Unkie who do you think will win the World Cup this year?
I'm leaning slightly towards Spain, but one should never discount Brazil and Germany.

Your Unkie Trunkie will have to consult the almighty Football Oracle, and get a definitive answer.



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