Today i've been running around trying to get an insurance binder so i could get a loan on the car. I went to my insurance company (Triple A) They said they required me to get the title and put insurance on it. Problem is, i aint got the title because i havn't even purchased the car yet.And to do so, i need the check and now i'm kinda stuck. So how am i gonna get an insurance binder without getting the title? Insurance binder is only temporary insurance, i don't know why they need me to register under my policey. And i dont want to insure under my current company because the rate is too high. I wanted to insure under progressive because it is much cheaper.

Note I'm from boston and the car is located in NY so i want to make this a single trip.

Somebody please tell me what is the simplest way to get an insurace binder.

And can somebody please tell me a little bit about progressive and their 6 month policey and how it works. And list what kind of options you put thx.

 

I've never had a problem getting insurance on a car before I purchased it. This is standard practice for any bank. If they are issuing a loan they want to verify that you have full coverage on the vehicle at all times.

 

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If you are having so much trouble getting insurance from another carrier, perhaps you should just go with the one you have;(make a partial payment) then down the road, cancel it and go with someone else.