its official dont ever let your friends drive your car for whatever reason DO NOT let them do it. Just closed on my house yesterday and today was moving day well i had to go to the UHAUL place at 330 ne ways went there in my car and i got the uhaul and drove that and my friend had to drive the s2k..he was following me the whole way home until i ran a redlight about 1/2 mile from my apt where we were taking the uhaul well i got to my apt first and waiting for him cuz i knew he was a few mins behind me cuz he got stuck at the light..well after about 5mins he never showed up finally got a call on my cell stating "dude you need to come back i have just totaled your car" so i race over to see what happen and when i get there my car is wrapped around a utility pole!! with the rear right wheel about 20feet away with the axel still attatched..claims he swerved to avoid hitting a dog and just lost control..the whole right side of my door was bassically in the driver seat..ne ways i am starting to cry just writing this story...got some pics of the car on the camera phones..i will upload all pics a little later and post them..

 

Horrible news about your car. Glad your friend was okay. Remember, there's always insurance.

 

thats basically what i told him that he survived that cuz if someone was in the passenger seat they wouldnt have..he is feeling pretty bad about totaling it though..never dealt with this type of accident with insurance..is his insurance going to handle this cuz he was driving or is it still mine cuz its my car??

 

Now's where "friendships" are tested....

Sorry to say, but for your own benefit, you should seek his insurance belly up for this first. Even if you use your own insurance, I'm betting your insurance will attempt to seek his insurance company pay up before they'll want to.

 

someone told me that if my insurance company(statefarm) handles it that not only are they going to raise my rate because i let someone drive my car..but i will only get the amount of money left on my loan and not what the car is really worth are those statements true???

 

Damn - that really, really sucks. The bright side is your friend is ok. The car can be replaced, but he cannot.

By the way, for me, rule #1 is that no one besides me drives the car. Rule #2 is that there are no exceptions to rule #1. I'm sure that pisses some people off.....but too bad!

 

Your insurance is gonna screw you big time. The insurance company will raise your rates for at least 3 years because you had someone drive the car that wasn't on the policy, if your insurance company pays out.

One way to go at it is claim it under his insurance and see what happens. But that could take forever.

 

I am so sorry to hear of this, at least you did give him permission to drive your car.

When I lost mine two years ago on May 2, it was of different circumstances. It is still painful to remember.

Like others have said, your reaction is noble, you realize your friend is OK and it is just a car. However I agree that you need to pursue his insurance paying, he in fact was at fault, even though you let him drive it.

It just goes to show as so many here have said, the S2K can be unforgiving to the uninitiated.

Good luck

 

sucks for you...... never let someone drive your car unless the person also owns an s2k....(this way they know how to handle the car and know most of the characteristics of the car and since they own one also they won't go crazy to see how fast it is or whatever)

 

wow, sorry to hear that

to your "friend." Even if he's michael shumaker and you lent him a buick, he shouldn't be stomping all over your car.