rai

over $5K (average monthly balance)

Etrade complete savings is now 4.4%

seems like they will advertise a rate for a short time but don't keep it for long at all. At first checking was 4% now it's 3.25%

gregnm369

I picked up etrade for the 5.05% savings and now have the 4.4%. I'm ok with that still, and I did a transfer-in-kind of my AAPL holdings from EJ to etrade at the same time. They had great customer service, and now my trades don't cost me $50! Seriously.

vtec9

My ED account dropped to 4.05%, down from 5.25 originally many months ago. Wamu is down to 4.25. Spend, spend spend! says the FED.

SD_S2K

Vanguard Prime MM is at 4.20

ricepatrol78

i think wamu is at 5.00 apy right now...

ExOdy

wamu online savings last I checked was 4.25%

martha

What's with their current ads that their savings accounts pay 8X over the national average? Seems like false advertising to me.

AssassinJN

"nation average" is currently around .5%

pretty much all the online savings accounts claim that (etrade, wamu, ing)

ExOdy

I just checked my wamu and it's at 4.00% apr now. Still not bad...

sahtt

That's a good question. Most local banks do not attempt to be competitive, such as wells fargo, in this market. My mom got .54% at wells fargo before I finally got her to put it in ING a while back. She had rolled over a CD and had 50 grand just sitting there earning a couple hundred bucks a year, good lord.