anyone use "mint.com"

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Dec 31, 2009 | 11:59 AM

#21

Cubs2k

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Joined: Mar 2004

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From: Mass

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Dec 31, 2009 | 12:23 PM

#22

zzziippyyy

Joined: Mar 2005

Posts: 78,840

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From: On yo puter screen

Quote:

Originally Posted by jtpassat,Dec 31 2009, 11:23 AM

like I said, it's not for everyone if you think you have a handle on your finances. But for myself, I have

multiple credit cards
multiple investment accounts
multiple bank accounts
student loans

having one view on everything and seeing how it all flows is very beneficial.

I have the same minus multiple credit cards I dont need those and swap the student loans for savings accounts.

Dec 31, 2009 | 01:06 PM

#23

boltonblue

Joined: Jul 2002

Posts: 37,465

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From: bolton

I have two kids in college.
Trust me, I know where all my money goes.

Jan 5, 2011 | 09:47 AM

#24

jtpassat

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Joined: Mar 2003

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great writeup on how to use mint.com for budgeting. i've been doing this for the past year and my biggest culprit for overspending is eating out.

http://lifehacker.com/5725282/how-to-creat...28Lifehacker%29

Jan 5, 2011 | 11:31 AM

#25

ihashmi

Joined: Nov 2010

Posts: 148

Likes: 0

From: Overland Park, KS

Quote:

Originally Posted by mas,Dec 31 2009, 08:18 AM

I find that I can get this info by simply logging into my BOA account. I can see where my money is going - mostly to Starbucks!

Am I missing the added benefit of mint.com? If I had multiple accounts I would simply export the data and use an app on my own computer.

i find comment on 'Starbucks' hilarious! Somewhat applies to me as well.

Haven't used 'Mint.com' but i do have some experience using 'Quicken' Software.

Jan 5, 2011 | 11:45 AM

#26

Lainey

Joined: Feb 2004

Posts: 65,346

Likes: 4,650

From: Smalltown

I know many of you use CCs or Debit cards for everything. I find it easier to spend less by using $ for eating out, (which pretty much is our entertainment), and planning in advance how much money is to be allocated.

If we take "X" from the ATM once a week, we're pretty good about staying within that amount. If we used a CC or Debit card, I somehow think we'd spend more.

Sure, on occasion, we want to do something different, or go out an extra time. In those cases I'll do an additional "zap" at the ATM, but mostly we spend what's in the pocket, and go to places within our set price range.