I just got an offer with my Robb Report magazine for a card that builds up points you can use towards private jet travel.

They were giving me a $500 discount on the annual fee, charging only $1,000 per year. Oh lucky me!

I don't make enough money to need that. I may never need it no matter how much money I make.

I like the AMEX Centurion card, though.

 

i'm not sure what your credit card policy on carrying a balance is. but if u carry a balance. you get an extra 5% return, along with that goody....... they charge you on interest. card like these charge about 19% interest. so basically they tricked you into getting up to 10% cash back while they're sitting and earning money on your debt.


NEVER CARRY A BALANCE.

 

You're right, I'm just saying that their 5% cash back isn't true because you only get the additional 2% cash back bonus when you carry a balance. Otherwise it's 3% or less.

Dave, you have the centurion card?

 

Amex. Their points are reedemable for good stuff. I got an aluminum jack (200 bucks retail)......

5 power tools, etc.

 

I'm with Steven975. I use USAA as well and although there are no bells and whistles, a $5000 limit at 7.0% apr aint too shabby. Got my loan for the S through them as well and just recently, I'll be there bitch for 30 years paying off my new house.

 

any con's to the citibank dividend??

i was thinking about switching from chase perfect card
http://www.creditcardsatchase.com/portal/i...itle=pg_perfect

it has 3% rebate on gas


but the dividend seems to have 5% on gas, supermarket, drugsstore up to 300 per year and cashable at 50 dollar increment..

 

NoneCard issued by Nobank US

 

do you have to pay tax on your dividend cash on your dividend card?? it mentioned about it. with my shell card it just subtracted from my next statement. but did you have to report it as income for tax purposes??

 

I am with USAA for just about everything from credit cards to IRA's ... the only draw back is not everyone can be a member....

 

a little late..... i get 1% back in the form of Free Toys at Toys R US...by using a chase Toys R US card...

I have used it since 1997 and so far have gotten just over $3000 of free toys..... i charged $300k.... i charge everything I can.... i pay it off monthly....

My real estate taxes for my rental houses were $9k.... that = $90.00 of free toys.