I work in transaction processing, and just an FYI, it is your legal right to know why you are being denied credit or being turned away by the fair credit act. You can get a free credit report online by freecreditreport.com I believe is the address. Good luck, and try to keep up with your credit wisely, as it follows you around for life. Good for you to be involved in keeping up with these issues at such an early age.

 

www.annualcreditreport.com is actually the correct site, if I remember correctly, freecreditreport is the one you have to pay for