If loans that is...i just need help on paying for college.
I am in one of the most retarded situations. My mom has been telling me to work hard throughout highschool to go to a good college. Now i'm already registered and first quarter payments are already paid for me to go to UC Riverside this fall...which is about 1-1/2 months away!
Now my mom tells me that she's only going to be able to pay for my first quarter and thereafter if i wanna continue going to the school i have to figure it out for myself?!? She tells me this TODAY! And because i have a 17k$ civic that its gonna be expensive to pay for that too...and i told her from the start i didnt even want a new car. I would've drove a 92 hatchback for like 5k$ if i had to. So cause of the civic insuranec is up the buttt around 2800$ a year for me.
If i would've known a few months ago then i would've been a lil more prepared to figure out what to do. I already went to orientation 3 weeks ago and got my classes and i'm set to leave for my dorms in about 1-1/2. So what the heck am i supposed to do? I didn't get really much anything from financial aid so i dunno what i'mma do. I'm thinking about student loans and i'm gonna go to the financial aid office at riverside tomorrow to ask them questions but for now i'm gonna see if you guys can help me any. I'm only 17 also so i don't know how thats gonna work with loans or whatever. I dont turn 18 till basically the end of the first quarter which is the end of november or so. I've been workin really hard this whole time to right now know that i'm not gonna be able to go? If i can get some kind of loan then i'll give it a long thought but have you guys had experience with that stuff or input for me? If i'm going to riverside 99.99% chance i'll have a part time job along with a full time student so i'll have some cash aside. Ugh...what a predicament.

 

Stick with the student aid dept. They can get you loans based on Merit, Financial need, Work/study, etc. I applaud your going to higher education. Just do well in school (I know it's easier said than done), and get a good career so you can pay your loans off. I have huge education loans sitting on me and will be able to pay them off thanks to hard work.

 

thanks for your input raj, loans are what i'm thinking about but i'mma go talk to the aid dept. tomorrow.

 

loans suck, don't get in heavy debt early. you can always get a cheap car and drive your ideal car later. i'm sure you know the term "starving student".

 

Good thing about student loans: you don't have to pay them off until after you graduate. THat's why I'm considering going the student loan route to get me a college car and help pay off my books

 

If you have trouble qualifying for loans, you can declare yourself independent. It may take a year for it to take effect. If you go independent your parents can no longer claim you on their taxes. If they are not paying for your school or expenses, there is no reason they should need to. As an independent, you will have more loan options.