did you just agree with yourself?

 

I usually do

 

i would say house but your young you dont have a girlfriend and no kids...i say get the car and when you meet yourself a nice chick and you guys are ready to make moves together save up and buy yourself a nice house....two incomes are better than one...then youll have your house your girl and more importantly your s2000

 

lol @ more importantly

 

I'd get the car. Why would you want a house at 20 years old?

 

spend it all on hookers and blow

 

get the house, invest in your future

 

Orrr.. you could invest to invest in your future. Seriously, what's the point of having a house that you're not going to be at? Who is going to do the upkeep?

 

Dude you're 20! Spend it on French whoers, then waste the rest.

Ok seriously, I would absolutely not spend it on a car. I would also be hesitant to buy a house.

With a more transient society, it is difficult to gain a decent ROI through home ownership. Most people don't live someplace long enough to gain substantial equity by making payments. Add the cost of home maintenance, utility costs, and home ownership makes less sense. I couldn't imagine buying a house at 20. There was no way I was sitting still.

It it were me, I would squirrel away the cash. Lock it up in a 12 month CD. At rollover time take out $1000 and add it to $1000 you saved and take a trip. Travel and gain experience. Do some stupid stuff, but don't go hiking in Afghanistan.

Me at 20 would have spent the entire nut getting drunk in different countries and chasing tail. But hey, man, I live life for the story.

 

at 20 I would put away 10% in saving/stock market.
pay any debt you have, esp CC debts.
then...
blow the rest on yourself.