i'm happy w/ ING & their web interface, but HSBC is offering 5.05% APy!!!! ING is only 4.40%.

as far as i can tell, HSBC is the same as ING with no fees, internet-only savings acct, etc.

so is there a reason why i should not jump ship????

 

Are you gonna jump ship from HSBC when an even better deal comes along?

 

my ing account has .01 in it...it all moved to emigrantdirect months ago.

 

I have both. More money in HSBC vs. ING. However I must say that ING is the better online experience. HSBC is a bit drawn out to get things done.

If you have a lot of activity in your savings account, you might want to consider ease of use with ING. However if you just stick money in it and leave it alone, HSBC or Emigrant are better.

 

Come to E-Loan. Just started savings at 5.50% No fees.

 

wow!! will check em out today . thanks

 

beanolo, i checked out e-loan but i've read multiple negative reviews about their savings accounts (who knows if they are true..), and also e-loan savings was not even listed at the bankrate.com rate comparison charts.

i instead opened a GMAC Bank 5.30% APY account. web interface looks mediocre at best compared to ING but 0.90% is HUGE!

 

There's really no downside to it, not sure what reviews you read. I do work here, however am in the mortgage dept..

We just started savings a couple months ago... only downside is the initial deposit needed to open $5k for savings. However with no fees, you can take out whatever you need after that and still benefit from the 5.50%

But 5.30% you have isn't bad either Sucks because I still have some funds tied into ING's CD 5.25%