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From: Lost in the mountains
Originally Posted by thebig33tuna,Aug 25 2008, 09:44 AM
the point of the lawsuit, and the point i'm going to make, is this: i've never had to get SKIN GRAFTS as a result of a spilled drink. have you? highly doubt it. until you do, and you're paying thousands of dollars for medical treatment, don't be so judgmental. 
Joined: May 2002
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I'll be going to trial for a personal injury claim against State Farm in the near future. Personal gain aside, I'd love to see them get nailed with a huge verdict just because they've been so retardedly horrible in the whole situation. I'm talking blatant ignorance, refusal to accept standard "proof" (doctors reports and receipts), and general "We don't believe a thing" attitude.
I faithfully filled out their paperwork in full, only to have them say the paperwork didn't have the information they required. Well, that's because they didn't request that information on any of their forms and never would because it would pin them down. The information/letters/certifications I provided them with signatures and dates "wasn't acceptable" because it wasn't on their forms. They intentionally set up their paperwork to exclude "proof" that would be damaging to them, refusing to take properly notated and dated employer and doctor forms/paperwork as sufficient proof. That's not only frustrating but, quite frankly, just flat out wrong.
They raise our rates on a yearly basis and provide less coverage yet stall and buck whenever it comes time to claim against them. I understand the need to not just hand money out to people but for heaven's sake, at least use a modicum of sense and intelligence when it comes to evaluating claims. It was like that Monty Python argument skit - "Yes I am" - "No, you aren't" - "Yes I am" - "No, you aren't" ad nauseum. Their constant "We don't believe it" in the face of proof positive of no prior conditions was ridiculous.
I used to have very little time for people that took insurance companies to court looking for a big settlement. Now, I completely understand why many do it. I'm not looking for a big settlement (would've settled for barely more than my costs - I just want my money back - but they weren't even close to that) but heaven knows, I'll stick 'em for every penny I can get. I'll need to get a significant settlement just to cover my own costs and pay my lawyer but I'll still get more money this way than I would on my own, unfortunately... If I took their initial offer, I'd have been out roughly $19K.
I faithfully filled out their paperwork in full, only to have them say the paperwork didn't have the information they required. Well, that's because they didn't request that information on any of their forms and never would because it would pin them down. The information/letters/certifications I provided them with signatures and dates "wasn't acceptable" because it wasn't on their forms. They intentionally set up their paperwork to exclude "proof" that would be damaging to them, refusing to take properly notated and dated employer and doctor forms/paperwork as sufficient proof. That's not only frustrating but, quite frankly, just flat out wrong.
They raise our rates on a yearly basis and provide less coverage yet stall and buck whenever it comes time to claim against them. I understand the need to not just hand money out to people but for heaven's sake, at least use a modicum of sense and intelligence when it comes to evaluating claims. It was like that Monty Python argument skit - "Yes I am" - "No, you aren't" - "Yes I am" - "No, you aren't" ad nauseum. Their constant "We don't believe it" in the face of proof positive of no prior conditions was ridiculous.
I used to have very little time for people that took insurance companies to court looking for a big settlement. Now, I completely understand why many do it. I'm not looking for a big settlement (would've settled for barely more than my costs - I just want my money back - but they weren't even close to that) but heaven knows, I'll stick 'em for every penny I can get. I'll need to get a significant settlement just to cover my own costs and pay my lawyer but I'll still get more money this way than I would on my own, unfortunately... If I took their initial offer, I'd have been out roughly $19K.
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