Umm..you really want to know how much?
25/month for just me...if I was married it would be 125/month.
4/month for dental
6/month for vision.

Oh btw did I mention that I work for ASU so I'm an Arizona government goonie?

BTW 10 copay.

 

@$60/month for me, single male age 28. My fiancee is up to around $160/month, mainly because she couldn't get out of the high risk pool (thyroid condition). My future in laws have to pay around $700/month -- dad with a heart condition, mom normal, and two boys age 19 and 12. These numbers are all Blue Cross with similar coverage to what Jonboy describes.

 

[QUOTE=S2020,Jun 11 2007, 06:07 PM] you mean the insurance is a joke?
US health care is the best in the world in the history of mankind (as long as it's paid for).

 

It's bogus really. I can understand the healthcare industry's point of view that a majority of Americans just don't give a sh!t until they have to. They'd rather smoke like a chimney, it all the fried foods in the world and never exercise. However once that coronary kicks in they'll expect the world to cater to them. THATS BS.

On the other end however, I take care of myself, eat healthy and exercise as well as my family. We don't really need health insurance as we only use it for yearly checkups. The thing that gets you though is the "what ifs". We therefore wind up paying for all those lazy fat ass goons that can care less to live a healthy lifestyle.

I really wish healthcare was prorated based on your current health condition. YOu should have to get a checkup yearly to ensure you're healthy enough to be in the cheaper bracket.

Unfortunately it'll never happen since we have to many bleeding heart asshooles that think with a socialist slant.

Just bugs the crap out of me. Waaaay too many hands in my pockets taking my money. I work my but off and when I see my gross bi weekly income then scroll down to the net, it makes me want to vomit.

 

Everyone is to blame for this problem. There's no innocent party here.

 

you really think a yearly check-up means you are going to live forever? That you'll never get sick? That things like cancer will never happen to you or anyone in your family? That nobody's ever going to fall of a roof or break a bone because they see a doctor regularly? Cancer can go from non-existent to life-threatening between doctor visits. Whether you are a lazy fat-ass or an intolerable health nut, your health is not guaranteed.

Health insurance isn't all that different than car insurance. I'm not sure why people think health care premiums should be based purely on fantasy. Consider that for car insurance for a business, you're generally paying 115% to 125% of the average claims for the last five years. The insurance company gets 15-25% for administrative costs and profit, depending on risk. I don't see why the health insurance industry should be held to a different standard. As long as treatments get more advanced and more expensive, even if the risk of you or your family requiring expensive treatment hasn't changed the cost of coverage will also increase.

The reason health insurance keeps rising is because costs keep rising. And the reason costs keep rising is because new ways to treat disease and extend our lives are discovered every day. And it is a fair assumption that a new way to treat cancer will cost more than a less effective method that has been around for decades. Everybody wants to live, and everybody wants you to live, so we all shell out when it comes up. Then we complain that the costs are too high and something must be done. Yet none of us are willing to go without, now are we?

 

I'm not so delusional as to think an annual clean bill of health will prevent an out of the blue health emergency. However the fact that I'm NOT a liability to insurance companies should allow me to have a discounted rate versus those with clearly preventable issues, i.e., obesity. That's the basic tenet under which "insurance" SHOULD operate.

You compare the auto insurance to health insurance. Well, if it truly were that way, those with a poor record of health would be paying significantly more in premiums than say, a healthy person. Those with a "healthy record" would be given the lowest priced premiums and provided incentives to stay healthy.

Health insurance costs are rising because of the rising contributors to poor health and these same people suing when they've exhausted all avenues to right their self inflicted "wrongs". One of the top contributor being obesity, a national epidemic.

Granted there are new ways to extend a persons life, there are also new ways to treat disease/cancer. However, tell me why countries like India are able to have similar treatments at a SIGNIFICANTLY lower cost? For example, hemodialysis in the US averages $10,000/wk while India for the SAME procedure is less than $1000/wk.

 

$0 for me.

To add family would be $56 a month. That would be for spouse and any number of kids. Not $56 each. $56 total.

My spouse pays $200 a month instead of going on my policy because she likes her doctor and that clinic is not covered under my policy. To save $1800 a year, I'd find a new doctor I like but she does not seem to care.

 

I currently pay $600 a month for the wife and myself. However, I just got a new job and the new insurance has better coverage for only $150 a month.

 

People with "self-inflicted" health issues are all but one problem out of whole bunch that are driving the premium higher, greedy pharm companies who charges more in the US than other countries for instance .