What insurance do you guys use?
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Registered User
Joined: Aug 2006
Posts: 103
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From: Sacramento, CA
What insurance do you guys use?
Well, I got a quote from 21st for the 02 S2K and they quoted me 400/mo. That's insane. That's for full coverage. I am 21 years old with a point on my record. What insurance do you all use? I know I can get a lot better than that.
Registered User
Joined: Aug 2005
Posts: 1,787
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From: Taipei / NYC Metro
I've insured with several companies over the years:
1) State Farm- gladly took my money for over 10 years but when my Integra GS-R was stolen, they refused to credit me for anti-lock brakes unless I showed them the original window sticker. I told them all GS-Rs came with ABS and asked them to call any Acura dealership to verify but they refused. They also stalled and stalled for months before I got paid. Never again, those scumbags.
2) Palisades- pretty good service but the rates kept going up despite no tickets, no accidents, nothing. I cancelled after inquiring about the then latest increase with their response being "that's the maximum we're allowed by the state to raise".
3) Geico- good rates and no problems so far. I have heard horror stories and pray that I won't have a claim in the future and have to deal with them.
1) State Farm- gladly took my money for over 10 years but when my Integra GS-R was stolen, they refused to credit me for anti-lock brakes unless I showed them the original window sticker. I told them all GS-Rs came with ABS and asked them to call any Acura dealership to verify but they refused. They also stalled and stalled for months before I got paid. Never again, those scumbags.
2) Palisades- pretty good service but the rates kept going up despite no tickets, no accidents, nothing. I cancelled after inquiring about the then latest increase with their response being "that's the maximum we're allowed by the state to raise".
3) Geico- good rates and no problems so far. I have heard horror stories and pray that I won't have a claim in the future and have to deal with them.
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Registered User
Joined: May 2004
Posts: 5,094
Likes: 6
From: Vienna, VA
USAA
great rates, absolutely invaluable service if anything happens.
Don't go for the cheapest, go for the best. If you have a claim with a cut-rate insurer, don't expect anything more than a cut-rate solution to your problem!
Many of the cheaper insurers will only use generic parts in repairs and some only pay black-book on totals. buyer beware.
I can say USAA pays full retail on totals, and that was when the at-fault's insurer low-balled me.
great rates, absolutely invaluable service if anything happens.
Don't go for the cheapest, go for the best. If you have a claim with a cut-rate insurer, don't expect anything more than a cut-rate solution to your problem!
Many of the cheaper insurers will only use generic parts in repairs and some only pay black-book on totals. buyer beware.
I can say USAA pays full retail on totals, and that was when the at-fault's insurer low-balled me.
Registered User
Joined: Mar 2002
Posts: 1,451
Likes: 1
From: LA, CA - Durham, NC
I just switched from Nationwide to Geico. I switched to Geico because I actually heard many good things about them. Their online website is the best I've ever seen. You can see your policy, bill amount, view and adjust your coverages, file a claim, and check on claims. You basically never have to call. I believe Geico is cheap because they cut out the insurance agent middleman.
