where do you check your credit? and how much
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From: Tampa
where do you check your credit? and how much
ive been to a few sites and they all want a fee every month..
i basically wanna check my report a few times in the next year and only spend maybe 40 maxfor it.
i was thinking.. of each time i want to check to just sign up on a site and check and then cancel (they have free for 30 days)... ive found numerous sites so far and used one (freecreditreport.com).. figured i could try 4 and do that.. but id rather do it a legitamate way.
where do you check your credit, and how much do you pay?
riley
i basically wanna check my report a few times in the next year and only spend maybe 40 maxfor it.
i was thinking.. of each time i want to check to just sign up on a site and check and then cancel (they have free for 30 days)... ive found numerous sites so far and used one (freecreditreport.com).. figured i could try 4 and do that.. but id rather do it a legitamate way.
where do you check your credit, and how much do you pay?
riley
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From: dallas, texas
go to one of the bureaus' sites and request to have a credit fraud alert placed on your credit. the alert will be placed on the other 2 bureaus and you will get a detailed credit report instantly.
all for free.
all for free.
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From: Tampa
yeah i have fraud alert too.. i think im just overly anal but the fact that the social security department wont change SS # until their has been fraud makes me very upset... just the fact the people that robbed me have my info makes me very... not at ease..
with the fraud alert... this means exactly what? they cant startup a new CC?
with the fraud alert... this means exactly what? they cant startup a new CC?
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From: Queen City, NC
Originally Posted by downhil,Aug 13 2006, 09:42 AM
go to one of the bureaus' sites and request to have a credit fraud alert placed on your credit. the alert will be placed on the other 2 bureaus and you will get a detailed credit report instantly.
all for free.
all for free.
Fraud alert is a credit freeze - no one can inquire on your credit or give you credit for 6 months.
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From: dallas, texas
Originally Posted by Saki GT,Aug 13 2006, 11:49 AM
Actually, each agency can charge you $10 to put the freeze on your account. But, it is less than $40!
Fraud alert is a credit freeze - no one can inquire on your credit or give you credit for 6 months.
Fraud alert is a credit freeze - no one can inquire on your credit or give you credit for 6 months.
you CAN get credit or loans or whatever, the inquiring agent or business just has to confirm with you in writing and over the phone. you don't get frozen out of doing any sort of financial decisions...
i just bought a house with a fraud alert on my SS number.
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From: Dallas, TX
Originally Posted by downhil,Aug 13 2006, 12:40 PM
i just did this 2 months ago when the university of texas' business school database got hacked. it was 100% free for me.
you CAN get credit or loans or whatever, the inquiring agent or business just has to confirm with you in writing and over the phone. you don't get frozen out of doing any sort of financial decisions...
i just bought a house with a fraud alert on my SS number.
you CAN get credit or loans or whatever, the inquiring agent or business just has to confirm with you in writing and over the phone. you don't get frozen out of doing any sort of financial decisions...
i just bought a house with a fraud alert on my SS number.
to the OP, if you want to check it regularly the best place is myfico.com and you can find 20% off discount codes if you do a google search.
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From: Albuquerque, NM
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From: sunny suisun
open a credit card with providian. and then go to providianonline.com and start online banking, they give you a free credit report and tell you your credit score all for free and it doesnt count as an inquiry when you log on. i love my providian card...