Sick of glen5839 and other import haters
03-22-2002, 10:25 AM
#321
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I think you're missing my point.
If you take two equal cars in the same class, but one has a higher safety rating over the other, the higher safety rating car will have lower insurance. That's just how it is.
Now you're argument about more incidents because there are more cars, well obviously. But I bet it's a little more well thought out than that. I'm guessing it's more of a percentage yield calculation than a flat number.
I'm not saying from my perspective it's cheaper to insure a C5 over a Z28, I'm saying it's fact. It is cheaper to insure a C5 over an F-body. That's just fact for 100% of my friends and anyone that I've talked to on the internet that have contemplated the two. The insurance rates from the C4 to the C5 dropped dramatically because the C4 was not anywhere near as safe as the C5. I've read books on the topic as it was a major concern when designing the C5. Now you can say what you want, but the fact is, all other factors being the same between cars, you can save quite a few bucks choosing the "safer" car as quotes from people besides me show. I'm not saying it's a major determining factor, but you can save a lot of money with a safer car. It just seems you think you might save a couple bucks a month but it is actually more than that.
Basically, the way I understand you, you're telling me that safety of a car is not a significant factor in the insurance rates of said car. Why do they push so hard for stiffer regulations? So they don't have to pay out medical expenses. It's a very simple business equation.
Flames over insurance rates...LOL
If you take two equal cars in the same class, but one has a higher safety rating over the other, the higher safety rating car will have lower insurance. That's just how it is.
Now you're argument about more incidents because there are more cars, well obviously. But I bet it's a little more well thought out than that. I'm guessing it's more of a percentage yield calculation than a flat number.
I'm not saying from my perspective it's cheaper to insure a C5 over a Z28, I'm saying it's fact. It is cheaper to insure a C5 over an F-body. That's just fact for 100% of my friends and anyone that I've talked to on the internet that have contemplated the two. The insurance rates from the C4 to the C5 dropped dramatically because the C4 was not anywhere near as safe as the C5. I've read books on the topic as it was a major concern when designing the C5. Now you can say what you want, but the fact is, all other factors being the same between cars, you can save quite a few bucks choosing the "safer" car as quotes from people besides me show. I'm not saying it's a major determining factor, but you can save a lot of money with a safer car. It just seems you think you might save a couple bucks a month but it is actually more than that.
Basically, the way I understand you, you're telling me that safety of a car is not a significant factor in the insurance rates of said car. Why do they push so hard for stiffer regulations? So they don't have to pay out medical expenses. It's a very simple business equation.
Flames over insurance rates...LOL
03-22-2002, 12:03 PM
#325
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[QUOTE]Originally posted by shizon'00
[B]I think you're missing my point.
If you take two equal cars in the same class, but one has a higher safety rating over the other, the higher safety rating car will have lower insurance.
[B]I think you're missing my point.
If you take two equal cars in the same class, but one has a higher safety rating over the other, the higher safety rating car will have lower insurance.
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